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In Depth Analysis of Lakeville, Minnesota Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Lakeville, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lakeville, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lakeville 2 Beds, 1 Bath, 1220 sqft $124,000 $82
St. Joseph, WI 4 Beds, 1 Bath, 1,950 sqft $319,000 $156
Albertville 2 Beds, 1 Bath, 1,570 sqft $181,000 $113
Hugo 5 Beds, 3 Baths, 3,190 sqft $589,000 $143
Eureka 3 Beds, 2 Baths, 2,150 sqft $298,000 $125
Richmond, WI 3 Beds, 2 Baths, 1,580 sqft $147,000 $105
Dellwood 2 Beds, 1 Bath, 1,620 sqft $150,000 $99
Bayport 3 Beds, 2 Baths, 2,320 sqft $256,000 $75
Mound 2 Beds, 1 Bath, 1,780 sqft $251,000 $165
Robbinsdale 2 Beds, 1 Bath, 1,270 sqft $112,000 $78
Jordan 4 Beds, 1 Bath, 2,020 sqft $280,000 $167
Victoria 4 Beds, 1 Bath, 1,730 sqft $306,000 $130
Farmington 3 Beds, 2 Baths, 1,660 sqft $151,000 $118
Blooming Grove 3 Beds, 1 Bath, 1,950 sqft $287,000 $89
Elysian 5 Beds, 3 Baths, 3,930 sqft $536,000 $232
Mayer 3 Beds, 2 Baths, 2,180 sqft $227,000 $223
Hammond, WI 5 Beds, 2 Baths, 2,620 sqft $357,000 $150
Sharon 5 Beds, 4 Baths, 2,770 sqft $376,000 $145
May 2 Beds, 1 Bath, 1,340 sqft $195,000 $90
Minneola 4 Beds, 2 Baths, 2,400 sqft $243,000 $185
El Paso, WI 4 Beds, 3 Baths, 3,120 sqft $523,000 $195

If your Lakeville, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lakeville:

Claim Typical Claim Amount
PHYSICAL DAMAGE $4,500
WIND $6,000
THEFT/BURGLARY $2,000

Your Lakeville, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: Mckenna Agency Inc, 8100 penn ave s ste 165, Bloomington, MN, 55431 (952) 679-6344
  • Liberty Mutual Independent: Sherman Ins Agency Inc, 120 bridgepoint way ste c, South Saint Paul, MN, 55075 (651) 451-1758
  • Travelers: Mayer Insurance Agency, 15025 garrett ave ste 201, Apple Valley, MN, 55124 Phone: 952-432-5900
  • Farmers: Steven Wolfson, 1516 w lake st ste 203, Minneapolis, MN, 55408 (612) 822-1287
  • Liberty Mutual: Benjamin Lambert, 1250 northland dr. ste. 130, Mendota Heights, MN, 55120 1-651-578-0221

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lakeville, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 2 Pets, Smoker $1,590
Part Time Job 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,980
Full Time Job Up to 499 Credit Score $50 to $75,000 1 Pet, Non-Smoker $1,200