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Given here are some important aspects of your Clay County, Minnesota Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Clay County, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Clay County, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Clay County 4 Beds, 3 Baths, 2410 sqft $284,000 $194
Atlanta 3 Beds, 1 Bath, 1,810 sqft $132,000 $66
Homestead, ND 2 Beds, 1 Bath, 980 sqft $103,000 $34
Pelican 2 Beds, 1 Bath, 910 sqft $116,000 $53
Rockwell 4 Beds, 1 Bath, 3,350 sqft $308,000 $189
Waukon 3 Beds, 1 Bath, 1,970 sqft $212,000 $63
Kindred, ND 4 Beds, 2 Baths, 1,880 sqft $162,000 $106
Frazee 2 Beds, 1 Bath, 1,120 sqft $109,000 $53
Lake Eunice 2 Beds, 1 Bath, 940 sqft $117,000 $70
Oakport 4 Beds, 1 Bath, 2,080 sqft $194,000 $141
Buffalo, ND 4 Beds, 3 Baths, 1,610 sqft $190,000 $64
Carlisle 4 Beds, 3 Baths, 2,800 sqft $396,000 $116
Flom 3 Beds, 1 Bath, 2,100 sqft $162,000 $130
Comstock 4 Beds, 1 Bath, 1,770 sqft $106,000 $66
Helendale, ND 4 Beds, 3 Baths, 1,960 sqft $165,000 $62
Cromwell 3 Beds, 1 Bath, 2,110 sqft $182,000 $112
Riceville 3 Beds, 1 Bath, 1,300 sqft $140,000 $49
Gary 4 Beds, 2 Baths, 2,600 sqft $202,000 $127
Andrea 4 Beds, 3 Baths, 1,960 sqft $188,000 $59
Noble, ND 2 Beds, 1 Bath, 1,240 sqft $117,000 $65
Lake View 3 Beds, 2 Baths, 1,490 sqft $190,000 $74

If your Clay County, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Clay County:

Claim Typical Claim Amount
HAIL $8,000
LIABILITY (ALL OTHER) $8,000
WATER DAMAGE $6,500

Your Clay County, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: Premier Agency Inc., 1730 30th ave s, Moorhead, MN, 56560 (218) 233-1411
  • Liberty Mutual Independent: Bw Insurance Agency Inc, 520 main ave, Fargo, ND, 58124 (888) 292-2537
  • Travelers: Fmi Inc, 428 25th st s, Fargo, ND, 58103 701-271-8110
  • Farmers: Keith Phillips Lutcf, 725 center ave, Moorhead, MN, 56560 (218) 236-0948
  • State Farm: Mike Stirling, 112 roberts st n ste 110, Fargo, ND, 58102-4984 701-232-5585

Your Background Impacts Your Home Insurance Quotes

Here is a list of Clay County, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $590
Unemployed 650-699 Credit Score No Income 1 Pet, Smoker $330
Freelancer 550-599 Credit Score $100 to $150,000 3 Pets, Smoker $200