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Read amazing research on Osage, MN Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Osage, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Osage, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Osage 3 Beds, 1 Bath, 1860 sqft $230,000 $80
Rockwood 3 Beds, 2 Baths, 1,310 sqft $122,000 $93
West Roy Lake 2 Beds, 1 Bath, 1,450 sqft $157,000 $72
Chickamaw Beach 4 Beds, 2 Baths, 3,080 sqft $257,000 $119
Riverland 3 Beds, 2 Baths, 2,360 sqft $131,000 $102
Fossum 3 Beds, 2 Baths, 1,760 sqft $108,000 $84
Poplar 4 Beds, 1 Bath, 2,200 sqft $205,000 $109
Shell River 3 Beds, 1 Bath, 1,360 sqft $188,000 $89
Pequot Lakes 2 Beds, 1 Bath, 910 sqft $72,000 $50
Bertha 2 Beds, 1 Bath, 1,240 sqft $122,000 $75
Minerva 4 Beds, 3 Baths, 2,030 sqft $223,000 $139
Leaf Lake 5 Beds, 2 Baths, 3,800 sqft $249,000 $116
Backus 3 Beds, 2 Baths, 1,240 sqft $105,000 $47
Lengby 5 Beds, 4 Baths, 2,220 sqft $240,000 $126
Homestead 5 Beds, 2 Baths, 3,770 sqft $284,000 $125
Richwood 3 Beds, 2 Baths, 1,360 sqft $98,000 $79
Copley 2 Beds, 1 Bath, 1,300 sqft $125,000 $48
Germania 3 Beds, 2 Baths, 1,910 sqft $196,000 $106
Savannah 3 Beds, 1 Bath, 2,150 sqft $221,000 $104
Pike Bay 2 Beds, 1 Bath, 1,570 sqft $195,000 $144
Verndale 2 Beds, 1 Bath, 1,720 sqft $163,000 $78

If your Osage, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Osage:

Claim Typical Claim Amount
WIND $6,500
SMOKE $10,000
MYSTERIOUS DISAPPEARANCE $1,500

Your Osage, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Avenson Insurance Agency, 217 w 2nd st, Park Rapids, MN, 56470 218-732-7217
  • State Farm: Andy Kueber, 301 e 1st st, Park Rapids, MN, 56470-0671 218-732-7294
  • Allstate: Itasca Region Insurance Agency, 1012 first st e 1012 first st e park rapids, Park Rapids, MN, 56470
  • Allstate: Itasca Region Insurance Agency, 1012 1st st e # 34, Park Rapids, MN, 56470 (218) 732-9785
  • Travelers: Northway Ins Agency Of Park Rapids Inc, 1303 park ave s, Park Rapids, MN, 56470 218-732-4241

Your Background Impacts Your Home Insurance Quotes

Here is a list of Osage, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $1,490
Freelancer 750-799 Credit Score $100 to $150,000 3 Pets, Non-Smoker $1,060
Retired 700-749 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,140