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Some really great indicators on Bird Island, MN Home Insurance Rates that can help get you great deals on your homeowners insurance.

Replacement Value of your home in Bird Island, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bird Island, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bird Island 4 Beds, 1 Bath, 1710 sqft $85,000 $64
Bernadotte 2 Beds, 1 Bath, 1,660 sqft $141,000 $68
French Lake 4 Beds, 1 Bath, 2,090 sqft $130,000 $69
Granby 4 Beds, 2 Baths, 3,250 sqft $235,000 $75
Hazel Run 2 Beds, 1 Bath, 1,120 sqft $57,000 $41
Springdale 2 Beds, 1 Bath, 1,500 sqft $122,000 $36
Cairo 3 Beds, 1 Bath, 2,030 sqft $118,000 $60
Bismarck 2 Beds, 1 Bath, 990 sqft $53,000 $33
Luxemburg 2 Beds, 1 Bath, 1,390 sqft $60,000 $42
Granite Falls 3 Beds, 2 Baths, 2,200 sqft $92,000 $56
Crooks 4 Beds, 2 Baths, 2,720 sqft $159,000 $73
Cokato 3 Beds, 2 Baths, 1,720 sqft $119,000 $60
Swenoda 3 Beds, 2 Baths, 1,250 sqft $93,000 $28
Vesta 2 Beds, 1 Bath, 1,480 sqft $126,000 $72
Acton 4 Beds, 1 Bath, 3,050 sqft $160,000 $61
Sandnes 4 Beds, 1 Bath, 2,870 sqft $169,000 $130
Munson 4 Beds, 2 Baths, 3,400 sqft $175,000 $141
Acoma 4 Beds, 2 Baths, 3,300 sqft $126,000 $118
Lake Andrew 2 Beds, 1 Bath, 1,200 sqft $62,000 $46
Amiret 4 Beds, 1 Bath, 3,190 sqft $267,000 $153
Gibbon 4 Beds, 1 Bath, 2,360 sqft $146,000 $81

If your Bird Island, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bird Island:

Claim Typical Claim Amount
MYSTERIOUS DISAPPEARANCE $1,500
WATER DAMAGE $6,500
PHYSICAL DAMAGE $3,500

Your Bird Island, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Island Insurance Agency, 205 main street, Bird Island, MN, 55310 320-365-4537
  • State Farm: Steve Kropp, 148 main st s, Hector, MN, 55342 320-848-6285
  • Allstate: A To Z Insurance Center, 338 n main st, Renville, MN, 56284 (320) 329-3313
  • State Farm: Thor Kaardal, 302 e bridge st, Redwood Falls, MN, 56283-1666 507-637-3595
  • Allstate: Buffalo Lake Ins Agency, 105 n main st, Buffalo Lake, MN, 55314 (320) 833-5371

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bird Island, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score <$25,000 3 Pets, Non-Smoker $630
Full Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $950
Freelancer 700-749 Credit Score $25 to 50,000 No Pets, Smoker $990