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In Depth Analysis of Lansing, MN Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Lansing, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lansing, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lansing 3 Beds, 1 Bath, 1870 sqft $132,000 $95
Ashland 2 Beds, 1 Bath, 900 sqft $80,000 $49
Colwell, IA 2 Beds, 1 Bath, 1,250 sqft $97,000 $70
Ostrander 3 Beds, 1 Bath, 2,030 sqft $257,000 $138
Marion 2 Beds, 1 Bath, 1,450 sqft $110,000 $54
Lansing 2 Beds, 1 Bath, 1,320 sqft $123,000 $81
Summit 2 Beds, 1 Bath, 930 sqft $87,000 $52
Pemberton 2 Beds, 1 Bath, 1,150 sqft $93,000 $74
Mason City, IA 2 Beds, 1 Bath, 950 sqft $74,000 $86
Pickerel Lake 4 Beds, 3 Baths, 1,960 sqft $149,000 $96
Hartland 3 Beds, 1 Bath, 1,260 sqft $117,000 $50
Emmons 4 Beds, 2 Baths, 1,620 sqft $113,000 $66
Concord, IA 4 Beds, 3 Baths, 1,880 sqft $135,000 $78
Shell Rock 2 Beds, 1 Bath, 1,130 sqft $98,000 $71
Dennison 4 Beds, 2 Baths, 3,220 sqft $215,000 $191
Waltham 3 Beds, 1 Bath, 1,970 sqft $233,000 $99
Deerfield 2 Beds, 1 Bath, 1,770 sqft $252,000 $166
Alta Vista, IA 3 Beds, 1 Bath, 1,870 sqft $183,000 $71
Burchinal, IA 3 Beds, 1 Bath, 1,380 sqft $122,000 $60
London 2 Beds, 1 Bath, 1,650 sqft $173,000 $91
York 3 Beds, 2 Baths, 2,370 sqft $215,000 $167

If your Lansing, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lansing:

Claim Typical Claim Amount
WIND $6,500
THEFT/BURGLARY $2,500
WATER DAMAGE $6,500

Your Lansing, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Heartman Agency Inc, 203 n main st, Austin, MN, 55912 507-437-4503
  • State Farm: Dale Borchert, 417 highway ave s, Blmng Prairie, MN, 55917-1422 507-583-7747
  • Allstate: David Severson, 1906 8th st nw ste c, Austin, MN, 55912 (507) 433-4648
  • Liberty Mutual Independent: Heartman Insurance, 203 n main st, Austin, MN, 55912 507-437-4503
  • Farmers: Thomas Gillard, 1105 w oakland ave, Austin, MN, 55912 (507) 433-5006

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lansing, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $50 to $75,000 1 Pet, Smoker $620
Retired Up to 499 Credit Score $25 to 50,000 3 Pets, Non-Smoker $180
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $2,490