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The issues listed mainly affect Westbrook, MN Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Westbrook, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Westbrook, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Westbrook 2 Beds, 1 Bath, 1400 sqft $80,000 $57
Spirit Lake, IA 4 Beds, 1 Bath, 2,950 sqft $207,000 $116
Sherman 3 Beds, 2 Baths, 2,390 sqft $108,000 $63
Garvin 2 Beds, 1 Bath, 1,690 sqft $73,000 $30
East Holman, IA 3 Beds, 1 Bath, 1,710 sqft $73,000 $65
Currie 3 Beds, 1 Bath, 1,910 sqft $110,000 $65
Bondin 3 Beds, 2 Baths, 1,520 sqft $72,000 $31
North Hero 2 Beds, 1 Bath, 990 sqft $30,000 $27
Hope 3 Beds, 1 Bath, 2,000 sqft $104,000 $59
Paxton 2 Beds, 1 Bath, 1,640 sqft $65,000 $56
Alba 4 Beds, 2 Baths, 2,140 sqft $148,000 $54
Hatfield 2 Beds, 1 Bath, 920 sqft $38,000 $30
The Lakes 3 Beds, 2 Baths, 1,460 sqft $65,000 $45
Round Lake 2 Beds, 1 Bath, 1,410 sqft $76,000 $33
Tyler 3 Beds, 2 Baths, 1,510 sqft $61,000 $27
Rose Dell 2 Beds, 1 Bath, 1,220 sqft $77,000 $33
Superior, IA 3 Beds, 1 Bath, 1,600 sqft $53,000 $41
Battle Plain 4 Beds, 2 Baths, 2,900 sqft $166,000 $78
Fairfax 2 Beds, 1 Bath, 1,390 sqft $86,000 $35
Lakefield 4 Beds, 2 Baths, 3,000 sqft $135,000 $85
Middletown 2 Beds, 1 Bath, 1,520 sqft $95,000 $27

If your Westbrook, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Westbrook:

Claim Typical Claim Amount
FIRE $19,000
SMOKE $10,000
WIND $6,500

Your Westbrook, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Heron Lake Agency, 274 10th street, Heron Lake, MN, 56137 507-793-2334
  • State Farm: Mark Priegnitz, 125 4th st, Tracy, MN, 56175-1219 507-629-3070
  • State Farm: Stacie Sanow, 93931 us highway 71, Windom, MN, 56101-4088 507-831-4705
  • State Farm: Roger Haar, 104 south courthouse ave, Jeffers, MN, 56145 507-628-4626
  • State Farm: Kim Holm, 2120 20th st, Slayton, MN, 56172-1042 507-836-6166

Your Background Impacts Your Home Insurance Quotes

Here is a list of Westbrook, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score <$25,000 3 Pets, Smoker $710
Retired 600-649 Credit Score $25 to 50,000 1 Pet, Non-Smoker $490
Freelancer 500-549 Credit Score >$150,000 2 Pets, Non-Smoker $370