The issues listed mainly affect Oak, MN Home Insurance Rates & getting on top of them can keep your costs really cheap.
Here is a list of replacement costs & home insurance for Oak, MN & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Oak | 2 Beds, 1 Bath, 1300 sqft | $162,000 | $108 |
| Mount Morris | 4 Beds, 2 Baths, 2,520 sqft | $315,000 | $132 |
| Blue Hill | 4 Beds, 2 Baths, 1,940 sqft | $236,000 | $167 |
| Harrison | 3 Beds, 1 Bath, 2,080 sqft | $265,000 | $160 |
| Flensburg | 2 Beds, 1 Bath, 1,320 sqft | $201,000 | $68 |
| Iona | 3 Beds, 1 Bath, 1,280 sqft | $210,000 | $103 |
| Little Elk | 2 Beds, 1 Bath, 1,010 sqft | $164,000 | $135 |
| Bruce | 4 Beds, 1 Bath, 3,070 sqft | $497,000 | $199 |
| Lake Johanna | 2 Beds, 1 Bath, 1,370 sqft | $267,000 | $122 |
| Blomkest | 3 Beds, 2 Baths, 2,030 sqft | $347,000 | $126 |
| Spruce Hill | 5 Beds, 1 Bath, 1,780 sqft | $284,000 | $116 |
| Pike Creek | 2 Beds, 1 Bath, 1,030 sqft | $177,000 | $62 |
| Fair Haven | 3 Beds, 2 Baths, 1,640 sqft | $239,000 | $77 |
| Getty | 4 Beds, 2 Baths, 2,620 sqft | $405,000 | $198 |
| Ellsworth | 2 Beds, 1 Bath, 1,340 sqft | $214,000 | $106 |
| Benson | 3 Beds, 2 Baths, 1,490 sqft | $184,000 | $124 |
| Rolling Forks | 4 Beds, 1 Bath, 2,920 sqft | $343,000 | $186 |
| Motley | 4 Beds, 3 Baths, 3,110 sqft | $575,000 | $163 |
| Platte | 5 Beds, 2 Baths, 3,800 sqft | $610,000 | $186 |
| Eden Lake | 2 Beds, 1 Bath, 1,280 sqft | $223,000 | $79 |
| Millwood | 5 Beds, 2 Baths, 1,960 sqft | $298,000 | $149 |
Here are some typical claims filed in Oak:
| Claim | Typical Claim Amount |
|---|---|
| PHYSICAL DAMAGE | $3,500 |
| WIND | $6,500 |
| HAIL | $8,000 |
Your Oak, MN insurance agent (see examples below) can help with your claims.
Here is a list of Oak, MN homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | 800-850 Credit Score | >$150,000 | No Pets, Non-Smoker | $320 |
| Part Time Job | 700-749 Credit Score | $25 to 50,000 | 1 Pet, Non-Smoker | $880 |
| Retired | 550-599 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $2,170 |