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The issues listed mainly affect Lake Prairie, MN Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Lake Prairie, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake Prairie, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake Prairie 4 Beds, 3 Baths, 2830 sqft $505,000 $222
Cosmos 5 Beds, 3 Baths, 1,640 sqft $303,000 $101
Acoma 5 Beds, 3 Baths, 2,840 sqft $422,000 $127
Antrim 5 Beds, 3 Baths, 4,000 sqft $365,000 $208
Waterville 5 Beds, 1 Bath, 1,980 sqft $317,000 $117
Granby 2 Beds, 1 Bath, 1,730 sqft $221,000 $118
Farmington 4 Beds, 1 Bath, 3,320 sqft $553,000 $187
Lemond 3 Beds, 2 Baths, 2,400 sqft $369,000 $174
Lafayette 2 Beds, 1 Bath, 1,600 sqft $245,000 $117
Rapidan 5 Beds, 4 Baths, 4,340 sqft $704,000 $254
Ottawa 4 Beds, 2 Baths, 1,720 sqft $221,000 $108
Brownton 2 Beds, 1 Bath, 1,020 sqft $178,000 $69
Eden 5 Beds, 4 Baths, 1,640 sqft $347,000 $102
Greenfield 5 Beds, 2 Baths, 3,680 sqft $463,000 $369
Madelia 3 Beds, 1 Bath, 1,710 sqft $260,000 $134
Nashville 5 Beds, 4 Baths, 2,360 sqft $378,000 $186
Butternut Valley 4 Beds, 2 Baths, 2,560 sqft $354,000 $196
Deerfield 2 Beds, 1 Bath, 900 sqft $146,000 $59
Hanska 2 Beds, 1 Bath, 1,480 sqft $151,000 $114
Branch 5 Beds, 4 Baths, 2,010 sqft $267,000 $165
Bergen 5 Beds, 1 Bath, 4,400 sqft $779,000 $379

If your Lake Prairie, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake Prairie:

Claim Typical Claim Amount
PHYSICAL DAMAGE $3,500
FIRE $19,000
SMOKE $10,000

Your Lake Prairie, MN insurance agent (see examples below) can help with your claims.

  • Travelers: United Prairie Ins Agency, 10 firestone dr ste 200, Mankato, MN, 56001 507-386-4829
  • State Farm: Heidi Baker, 350 w derrynane st, Le Center, MN, 56057-1138 507-357-4141
  • Farmers: Joy Ostermann, 360 pierce ave ste 226, North Mankato, MN, 56003 (507) 625-8121
  • Allstate: A&G Ins Agency, 1400 madison ave, Mankato, MN, 56001 (507) 345-1134
  • Liberty Mutual Independent: Ross Nesbit Agencies, 12 civic center plz ste 1635, Mankato, MN, 56001 (507) 625-5558

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake Prairie, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $1,090
Freelancer 500-549 Credit Score $75 to $100,000 No Pets, Smoker $1,190
Unemployed Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $350