ogmer

The variables explained here drive your Cosmos, MN Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Cosmos, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cosmos, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cosmos 3 Beds, 2 Baths, 1400 sqft $84,000 $60
Avon 2 Beds, 1 Bath, 1,120 sqft $60,000 $34
Rheiderland 2 Beds, 1 Bath, 1,760 sqft $111,000 $48
Washington Lake 2 Beds, 1 Bath, 1,720 sqft $150,000 $90
Lake Prairie 2 Beds, 1 Bath, 1,680 sqft $117,000 $74
Burbank 3 Beds, 2 Baths, 2,360 sqft $122,000 $85
Alfsborg 3 Beds, 2 Baths, 2,160 sqft $144,000 $65
Ericson 2 Beds, 1 Bath, 1,090 sqft $50,000 $35
Arlington 3 Beds, 1 Bath, 1,290 sqft $78,000 $50
Kandiyohi 2 Beds, 1 Bath, 1,040 sqft $65,000 $41
Murdock 3 Beds, 1 Bath, 1,940 sqft $150,000 $92
Cashel 3 Beds, 1 Bath, 2,230 sqft $135,000 $117
Gibbon 2 Beds, 1 Bath, 970 sqft $71,000 $36
Hawk Creek 3 Beds, 2 Baths, 2,190 sqft $141,000 $95
Sundown 3 Beds, 1 Bath, 1,660 sqft $102,000 $75
Troy 2 Beds, 1 Bath, 1,480 sqft $114,000 $61
Paxton 2 Beds, 1 Bath, 1,720 sqft $93,000 $44
Bird Island 2 Beds, 1 Bath, 990 sqft $46,000 $31
Camden 3 Beds, 1 Bath, 2,070 sqft $98,000 $62
Regal 2 Beds, 1 Bath, 1,770 sqft $106,000 $59
Morgan 3 Beds, 2 Baths, 2,030 sqft $126,000 $67

If your Cosmos, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cosmos:

Claim Typical Claim Amount
FIRE $19,000
LIABILITY (ALL OTHER) $8,000
WATER DAMAGE $6,500

Your Cosmos, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Farmers State Insurance Agency, 318 n 1st st, Darwin, MN, 55324 320-693-2826
  • State Farm: Kim Kotzer, 132 main st s, Hutchinson, MN, 55350-2507 320-587-3909
  • Allstate: Wendorff Insurance, 6 north franklin street, Hutchinson, MN, 55350
  • Farmers: Duane Osgood Lutcf, 520 e highway 12 ste 104, Litchfield, MN, 55355 (320) 693-3112
  • Travelers: Insurance Solutions Of Litchfield, 304 n marshall ave po box 24, Litchfield, MN, 55355 (320) 593-0591

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cosmos, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score <$25,000 1 Pet, Smoker $270
Freelancer 500-549 Credit Score >$150,000 3 Pets, Non-Smoker $40
Full Time Job 650-699 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $580