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This startling study about Hill City, MN Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Hill City, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hill City, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hill City 2 Beds, 1 Bath, 900 sqft $44,000 $39
Stokes 2 Beds, 1 Bath, 1,340 sqft $75,000 $32
Meadowlands 2 Beds, 1 Bath, 1,270 sqft $71,000 $59
Deerwood 3 Beds, 1 Bath, 2,200 sqft $124,000 $106
Floodwood 2 Beds, 1 Bath, 1,600 sqft $95,000 $56
Ironton 2 Beds, 1 Bath, 1,740 sqft $90,000 $45
Hibbing 3 Beds, 1 Bath, 1,690 sqft $81,000 $58
Keewatin 2 Beds, 1 Bath, 1,210 sqft $101,000 $39
Inguadona 2 Beds, 1 Bath, 950 sqft $51,000 $35
Lake Jessie 3 Beds, 2 Baths, 2,170 sqft $144,000 $100
Split Rock 2 Beds, 1 Bath, 1,680 sqft $78,000 $50
Boy Lake 2 Beds, 1 Bath, 1,340 sqft $54,000 $47
Lawrence 3 Beds, 1 Bath, 1,360 sqft $75,000 $47
Jevne 2 Beds, 1 Bath, 1,150 sqft $83,000 $30
Wabana 3 Beds, 1 Bath, 1,210 sqft $74,000 $41
Shingobee 2 Beds, 1 Bath, 1,630 sqft $76,000 $26
Greenway 2 Beds, 1 Bath, 1,630 sqft $110,000 $51
Walker 3 Beds, 2 Baths, 1,850 sqft $115,000 $55
Prairie Lake 3 Beds, 1 Bath, 1,740 sqft $109,000 $69
Wabedo 3 Beds, 1 Bath, 2,150 sqft $118,000 $52
Logan 2 Beds, 1 Bath, 1,790 sqft $109,000 $51

If your Hill City, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hill City:

Claim Typical Claim Amount
FIRE $19,000
MYSTERIOUS DISAPPEARANCE $1,500
SMOKE $10,000

Your Hill City, MN insurance agent (see examples below) can help with your claims.

  • Travelers: Itasca Reliable Insurance Agency, 1121 e hwy 169 grand┬árapids, Grand Rapids, MN, 55744
  • State Farm: Kyle Casey, 799 s pokegama ave, Grand Rapids, MN, 55744-3932 218-326-8701
  • Allstate: Kuschel Insurance Agency Inc., 322 ne 5th st, Grand Rapids, MN, 55744 (218) 326-4655
  • Liberty Mutual Independent: Northern Insurance Marketing, 1121 e us highway 169, Grand Rapids, MN, 55744 (218) 326-8518
  • Farmers: Robert Peterson, 625 ne 4th st, Grand Rapids, MN, 55744 (218) 326-5757

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hill City, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 2 Pets, Non-Smoker $390
Full Time Job 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $280
Freelancer 650-699 Credit Score $75 to $100,000 No Pets, Non-Smoker $390