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Read about what causes changes in your Guthrie, MN Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Guthrie, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Guthrie, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Guthrie 4 Beds, 1 Bath, 1920 sqft $158,000 $108
Pine Point 4 Beds, 2 Baths, 2,820 sqft $215,000 $125
Wabedo 4 Beds, 3 Baths, 2,110 sqft $186,000 $106
Boy River 3 Beds, 1 Bath, 2,100 sqft $204,000 $104
Torrey 4 Beds, 3 Baths, 1,780 sqft $175,000 $127
Zemple 2 Beds, 1 Bath, 980 sqft $59,000 $59
Hackensack 2 Beds, 1 Bath, 1,080 sqft $139,000 $45
Sugar Bush 4 Beds, 2 Baths, 1,710 sqft $130,000 $78
Red Eye 2 Beds, 1 Bath, 1,690 sqft $181,000 $90
Shell Lake 4 Beds, 1 Bath, 1,610 sqft $135,000 $117
Two Inlets 4 Beds, 3 Baths, 3,370 sqft $329,000 $118
Hart Lake 2 Beds, 1 Bath, 1,420 sqft $89,000 $65
Little Elbow 4 Beds, 1 Bath, 3,030 sqft $279,000 $85
Ball Club 2 Beds, 1 Bath, 1,630 sqft $143,000 $74
Jones 3 Beds, 2 Baths, 1,480 sqft $118,000 $108
Winsor 2 Beds, 1 Bath, 1,140 sqft $98,000 $48
Minerva 4 Beds, 3 Baths, 1,640 sqft $167,000 $81
Pine Bend 2 Beds, 1 Bath, 1,660 sqft $149,000 $69
La Garde 4 Beds, 3 Baths, 3,320 sqft $440,000 $205
Chickamaw Beach 4 Beds, 2 Baths, 2,800 sqft $193,000 $120
Meadow 2 Beds, 1 Bath, 1,050 sqft $108,000 $75

If your Guthrie, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Guthrie:

Claim Typical Claim Amount
HAIL $8,000
WATER DAMAGE $6,500
PHYSICAL DAMAGE $3,500

Your Guthrie, MN insurance agent (see examples below) can help with your claims.

  • Travelers: First National Bank Insurance, 600 minnesota ave, Walker, MN, 56484 218-547-3330
  • State Farm: Sara Labraaten, 700 bemidji ave n, Bemidji, MN, 56601-3018 218-444-2400
  • Allstate: Dale Schmidt Agency, 8322 balsam rd nw, Bemidji, MN, 56601 (218) 751-6800
  • Farmers: Jeremiah Jerry Downs, 1425 paul bunyan dr nw, Bemidji, MN, 56601 (218) 333-3555
  • State Farm: Brad Spry, 314 railroad ave. w., Walker, MN, 56484-0279 218-587-5274

Your Background Impacts Your Home Insurance Quotes

Here is a list of Guthrie, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $100 to $150,000 2 Pets, Smoker $750
Part Time Job 600-649 Credit Score $25 to 50,000 1 Pet, Non-Smoker $700
Full Time Job 800-850 Credit Score >$150,000 3 Pets, Smoker $310