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Check out some must see numbers behind your Ramsey County, Minnesota Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Ramsey County, MN is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ramsey County, MN & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ramsey County 2 Beds, 1 Bath, 1730 sqft $125,000 $120
Featherstone 2 Beds, 1 Bath, 1,210 sqft $191,000 $139
Belle Plaine 4 Beds, 1 Bath, 2,380 sqft $225,000 $143
Roseville 4 Beds, 3 Baths, 1,730 sqft $199,000 $104
Eagan 4 Beds, 3 Baths, 2,380 sqft $241,000 $154
Circle Pines 4 Beds, 3 Baths, 1,670 sqft $182,000 $139
Coon Rapids 2 Beds, 1 Bath, 1,100 sqft $164,000 $88
Plato 2 Beds, 1 Bath, 1,290 sqft $154,000 $74
Stacy 2 Beds, 1 Bath, 1,490 sqft $129,000 $62
New Germany 4 Beds, 2 Baths, 3,360 sqft $386,000 $257
Nessel 2 Beds, 1 Bath, 1,210 sqft $120,000 $123
Baytown 2 Beds, 1 Bath, 1,490 sqft $165,000 $102
Wheatland 4 Beds, 1 Bath, 2,840 sqft $273,000 $127
Prescott, WI 4 Beds, 1 Bath, 2,160 sqft $255,000 $153
Spring Lake 3 Beds, 2 Baths, 1,670 sqft $129,000 $107
Becker 2 Beds, 1 Bath, 1,320 sqft $145,000 $67
Castle Rock 3 Beds, 1 Bath, 1,720 sqft $265,000 $95
Rock Elm, WI 4 Beds, 1 Bath, 2,250 sqft $315,000 $148
Troy, WI 3 Beds, 2 Baths, 1,580 sqft $241,000 $176
Franklin 3 Beds, 1 Bath, 2,370 sqft $335,000 $188
Eau Galle, WI 2 Beds, 1 Bath, 1,710 sqft $195,000 $177

If your Ramsey County, MN home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ramsey County:

Claim Typical Claim Amount
WATER DAMAGE $6,500
FIRE $20,500
HAIL $8,000

Your Ramsey County, MN insurance agent (see examples below) can help with your claims.

  • Nationwide: Twin Cities Ins Group, 912 125th lane, Blaine, MN, 55434-3182 (763) 398-8770
  • Liberty Mutual Independent: Garry Insurancenter, 2555 e 7th ave, North St Paul, MN, 55109 651-777-8361
  • Travelers: Dyste Agency Inc, 6465 wayzata blvd ste 700, Minneapolis, MN, 55426 952-593-5025
  • Farmers: Patrick Kelly, 7401 metro blvd ste 525, Edina, MN, 55439 (952) 476-0210
  • Liberty Mutual: Benjamin Lambert, 1250 northland dr. ste. 130, Mendota Heights, MN, 55120 1-651-578-0221

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ramsey County, MN homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score <$25,000 1 Pet, Smoker $430
Full Time Job Up to 499 Credit Score <$25,000 3 Pets, Smoker $250
Freelancer 750-799 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $420