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Understand never seen data about Twin Lake, MI Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Twin Lake, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Twin Lake, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Twin Lake 4 Beds, 1 Bath, 2290 sqft $208,000 $52
Barton 3 Beds, 1 Bath, 1,720 sqft $151,000 $63
Ludington 5 Beds, 4 Baths, 3,900 sqft $288,000 $77
Scottville 5 Beds, 3 Baths, 2,090 sqft $137,000 $74
Forest Hills 2 Beds, 1 Bath, 1,340 sqft $110,000 $36
Croton 4 Beds, 2 Baths, 1,820 sqft $97,000 $67
Pentwater 3 Beds, 2 Baths, 1,650 sqft $163,000 $50
Ada 4 Beds, 1 Bath, 2,300 sqft $154,000 $65
Big Prairie 3 Beds, 2 Baths, 2,240 sqft $124,000 $52
Dayton 2 Beds, 1 Bath, 1,470 sqft $103,000 $55
Peacock 5 Beds, 1 Bath, 2,410 sqft $141,000 $47
Pinora 4 Beds, 2 Baths, 2,830 sqft $191,000 $85
Otto 3 Beds, 1 Bath, 1,410 sqft $137,000 $38
Colfax 4 Beds, 2 Baths, 2,230 sqft $265,000 $59
Chester 5 Beds, 3 Baths, 2,480 sqft $193,000 $79
Shelby 2 Beds, 1 Bath, 970 sqft $77,000 $21
Denver 4 Beds, 3 Baths, 2,390 sqft $204,000 $72
Oakfield 2 Beds, 1 Bath, 1,420 sqft $126,000 $46
Wilcox 5 Beds, 3 Baths, 4,900 sqft $450,000 $123
Roosevelt Park 4 Beds, 3 Baths, 1,750 sqft $101,000 $33
Allendale charter 5 Beds, 4 Baths, 3,810 sqft $266,000 $50

If your Twin Lake, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Twin Lake:

Claim Typical Claim Amount
FIRE $33,500
APPLIANCE RELATED WATER $16,500
WATER DAMAGE $10,500

Your Twin Lake, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Dalessandro Agency Inc, 635 w summit ave, Muskegon, MI, 49441-4190 (231) 733-8500
  • Farmers: Tony Williams Csd Csp, 752 pine st, Muskegon, MI, 49442 (231) 903-0314
  • Travelers: Waterstone Insurance Agency, 565 b west western avenue, Muskegon, MI, 49440 231-726-4046
  • Liberty Mutual Independent: White Lake Agency Inc, 4534 dowling st, Montague, MI, 49437 (231) 893-4195
  • State Farm: Jerry Meyering, 1141 e sherman blvd, Norton Shores, MI, 49444-1809 231-733-2456

Your Background Impacts Your Home Insurance Quotes

Here is a list of Twin Lake, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score <$25,000 More than 3 Pets at home, Smoker $300
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $150
Retired 700-749 Credit Score <$25,000 1 Pet, Non-Smoker $370