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Lawton, MI Home Insurance Rates - What Drives It?

The variables explained here drive your Lawton, MI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lawton, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lawton, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lawton 4 Beds, 2 Baths, 2270 sqft $179,000 $59
Gobles 4 Beds, 1 Bath, 3,050 sqft $167,000 $36
Johnstown 2 Beds, 1 Bath, 1,570 sqft $121,000 $34
Sherwood 2 Beds, 1 Bath, 1,620 sqft $134,000 $51
Eckford 2 Beds, 1 Bath, 1,590 sqft $92,000 $37
Bloomingdale 2 Beds, 1 Bath, 1,460 sqft $123,000 $46
Kalamazoo charter 2 Beds, 1 Bath, 1,680 sqft $116,000 $47
Newberg 3 Beds, 1 Bath, 2,110 sqft $190,000 $82
Bethel 4 Beds, 3 Baths, 2,610 sqft $141,000 $36
Dorr 3 Beds, 1 Bath, 2,170 sqft $121,000 $66
Benton Heights 3 Beds, 2 Baths, 2,320 sqft $150,000 $60
Athens 2 Beds, 1 Bath, 1,690 sqft $96,000 $32
Trowbridge 2 Beds, 1 Bath, 1,520 sqft $72,000 $19
South Haven 3 Beds, 2 Baths, 1,560 sqft $101,000 $53
Baltimore 4 Beds, 2 Baths, 2,520 sqft $140,000 $71
Zeeland 2 Beds, 1 Bath, 1,690 sqft $136,000 $41
Castleton 3 Beds, 1 Bath, 1,980 sqft $153,000 $47
Shoreham 3 Beds, 1 Bath, 1,690 sqft $96,000 $32
Fennville 3 Beds, 1 Bath, 1,840 sqft $155,000 $46
Parchment 2 Beds, 1 Bath, 1,020 sqft $52,000 $22
Fair Plain 3 Beds, 2 Baths, 1,640 sqft $125,000 $29

If your Lawton, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lawton:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
WATER DAMAGE $10,500
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000

Your Lawton, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Bob Strobel, 5945 w main st ste 104, Kalamazoo, MI, 49009 (269) 353-8811
  • Travelers: Newell Agcy, 123 south phelps st, Decatur, MI, 49045 269-423-3111
  • Liberty Mutual Independent: Preferred Ins Services Inc, 132 w michigan ave, Three Rivers, MI, 49093 (269) 273-1597
  • Liberty Mutual: Jacob Tardani, 7894 oakland drive, Portage, MI, 49024 1-269-327-2006
  • State Farm: Troy Weldon, 3054 s 9th st ste a, Kalamazoo, MI, 49009-6250 269-375-7500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lawton, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $320
Full Time Job 550-599 Credit Score >$150,000 2 Pets, Non-Smoker $930
Unemployed 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $90