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Understand never seen data about Berrien Springs, MI Home Insurance rates that can dramatically lower your costs.

Replacement Value of your home in Berrien Springs, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Berrien Springs, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Berrien Springs 3 Beds, 1 Bath, 1480 sqft $162,000 $45
Newberg 2 Beds, 1 Bath, 1,790 sqft $91,000 $36
Saugatuck 3 Beds, 1 Bath, 2,000 sqft $206,000 $66
North Liberty, IN 2 Beds, 1 Bath, 930 sqft $86,000 $34
White Pigeon 4 Beds, 2 Baths, 1,760 sqft $144,000 $74
Penn, IN 4 Beds, 2 Baths, 2,810 sqft $288,000 $85
Calvin 2 Beds, 1 Bath, 1,370 sqft $119,000 $37
La Porte, IN 4 Beds, 2 Baths, 3,060 sqft $286,000 $91
Gobles 4 Beds, 2 Baths, 2,420 sqft $189,000 $57
Syracuse, IN 3 Beds, 1 Bath, 2,290 sqft $160,000 $45
Davis, IN 4 Beds, 2 Baths, 1,680 sqft $159,000 $46
Michiana Shores, IN 2 Beds, 1 Bath, 1,610 sqft $98,000 $51
Berrien Springs 2 Beds, 1 Bath, 1,760 sqft $141,000 $46
Bremen, IN 4 Beds, 1 Bath, 2,900 sqft $253,000 $110
Pipestone 3 Beds, 2 Baths, 2,110 sqft $182,000 $57
Sturgis 4 Beds, 3 Baths, 2,060 sqft $207,000 $64
Berrien 2 Beds, 1 Bath, 1,330 sqft $124,000 $43
Marcellus 3 Beds, 2 Baths, 1,700 sqft $149,000 $63
Volinia 3 Beds, 1 Bath, 2,130 sqft $191,000 $62
Cassopolis 3 Beds, 1 Bath, 1,810 sqft $143,000 $39
Elkhart, IN 4 Beds, 2 Baths, 2,660 sqft $261,000 $79

If your Berrien Springs, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Berrien Springs:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $16,500
THEFT SCHEDULED PROPERTY $18,500
WATER DAMAGE $10,500

Your Berrien Springs, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Kenneth R. Popovich, 2448 miracle ln ste c, Mishawaka, IN, 46545-3010 (574) 256-1155
  • Liberty Mutual Independent: Mahar Insurance Agency, 210 w division st, Dowagiac, MI, 49047
  • Travelers: Tcu Agency Llc, 1500 s 11th street, Niles, MI, 49120 269-683-6700
  • Farmers: Melody Colburn, 92 e main st, Niles, MI, 49120 (269) 687-9000
  • Liberty Mutual: Chad R Lear, 7321 heritage square drive suite 2110, Granger, IN, 46530 1-574-247-1104

Your Background Impacts Your Home Insurance Quotes

Here is a list of Berrien Springs, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Smoker $500
Full Time Job 800-850 Credit Score $75 to $100,000 2 Pets, Non-Smoker $900
Freelancer Up to 499 Credit Score $25 to 50,000 No Pets, Non-Smoker $350