ogmer

Prudenville, MI Home Insurance Rates - Get Great Deals

Read about what causes changes in your Prudenville, MI Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Prudenville, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Prudenville, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Prudenville 2 Beds, 1 Bath, 1590 sqft $145,000 $43
Deep River 3 Beds, 2 Baths, 1,800 sqft $130,000 $60
Mount Forest 3 Beds, 1 Bath, 1,350 sqft $106,000 $26
Winterfield 2 Beds, 1 Bath, 1,690 sqft $155,000 $43
St. Helen 2 Beds, 1 Bath, 1,200 sqft $66,000 $20
Albert 2 Beds, 1 Bath, 1,230 sqft $77,000 $39
Clement 3 Beds, 2 Baths, 1,390 sqft $72,000 $29
Higgins 3 Beds, 1 Bath, 1,330 sqft $140,000 $28
Lakes of the 2 Beds, 1 Bath, 1,720 sqft $180,000 $54
Coleman 2 Beds, 1 Bath, 1,690 sqft $110,000 $50
Mentor 2 Beds, 1 Bath, 1,620 sqft $137,000 $53
Otsego Lake 2 Beds, 1 Bath, 1,620 sqft $131,000 $26
Le Roy 2 Beds, 1 Bath, 1,620 sqft $132,000 $56
Larkin charter 2 Beds, 1 Bath, 1,800 sqft $118,000 $42
Hatton 2 Beds, 1 Bath, 1,780 sqft $100,000 $35
Clare 2 Beds, 1 Bath, 1,680 sqft $141,000 $32
West Branch 3 Beds, 1 Bath, 2,380 sqft $129,000 $70
Orange 3 Beds, 1 Bath, 1,600 sqft $161,000 $42
Markey 2 Beds, 1 Bath, 1,160 sqft $96,000 $28
Whittemore 3 Beds, 1 Bath, 1,230 sqft $110,000 $46
Mancelona 2 Beds, 1 Bath, 1,620 sqft $129,000 $57

If your Prudenville, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Prudenville:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,000
APPLIANCE RELATED WATER $16,500
WIND $8,000

Your Prudenville, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Elizabeth Fortino, 531 s. fifth street, Roscommon, MI, 48653 989-275-5454
  • Allstate: Houghton Lake Ins Agy, 4345 w nestel rd, Houghton Lake, MI, 48629 (989) 329-2217
  • Liberty Mutual Independent: Gaylor Insurance Agency, 308 lake st, Roscommon, MI, 48653 989-275-5112

Your Background Impacts Your Home Insurance Quotes

Here is a list of Prudenville, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 700-749 Credit Score $100 to $150,000 1 Pet, Non-Smoker $190
Unemployed 500-549 Credit Score <$25,000 More than 3 Pets at home, Smoker $160
Full Time Job 650-699 Credit Score $75 to $100,000 2 Pets, Smoker $130