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The issues listed mainly affect Bridgewater, MI Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Bridgewater, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bridgewater, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bridgewater 2 Beds, 1 Bath, 1610 sqft $251,000 $108
Wauseon, OH 4 Beds, 1 Bath, 3,370 sqft $326,000 $157
Bloomfield Hills 4 Beds, 2 Baths, 2,350 sqft $324,000 $99
Medina 2 Beds, 1 Bath, 1,770 sqft $198,000 $37
Stony Point 3 Beds, 2 Baths, 1,810 sqft $161,000 $79
Concord 3 Beds, 1 Bath, 2,080 sqft $215,000 $88
Farmington 4 Beds, 1 Bath, 2,120 sqft $174,000 $47
Lake Seneca, OH 3 Beds, 2 Baths, 1,280 sqft $130,000 $59
Haslett 2 Beds, 1 Bath, 1,060 sqft $131,000 $55
Jackson 4 Beds, 2 Baths, 1,990 sqft $344,000 $70
Melvindale 4 Beds, 2 Baths, 2,600 sqft $245,000 $55
Sharon 2 Beds, 1 Bath, 1,730 sqft $166,000 $60
Bridgewater 3 Beds, 2 Baths, 2,400 sqft $247,000 $62
Argentine 3 Beds, 1 Bath, 1,920 sqft $217,000 $64
Huntington Woods 2 Beds, 1 Bath, 1,700 sqft $184,000 $73
Bloomfield 2 Beds, 1 Bath, 1,550 sqft $224,000 $100
Dearborn Heights 4 Beds, 3 Baths, 2,370 sqft $216,000 $162
Monroe 3 Beds, 2 Baths, 1,950 sqft $316,000 $112
Highland charter 4 Beds, 2 Baths, 3,110 sqft $447,000 $99
Salem 3 Beds, 2 Baths, 1,750 sqft $214,000 $93
Clarence 3 Beds, 1 Bath, 1,680 sqft $199,000 $80

If your Bridgewater, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bridgewater:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $16,500
PHYSICAL DAMAGE $6,000
WIND $8,000

Your Bridgewater, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Heidi Kussurelis Agency Inc, 2405 s main st, Ann Arbor, MI, 48103-5834 (734) 213-6736
  • Liberty Mutual Independent: Hylant Group Inc, 24 frank lloyd wright dr ste j4100, Ann Arbor, MI, 48105 734-741-0044
  • Farmers: Chad Loveland, 913 s main st ste b, Adrian, MI, 49221 (517) 263-1806
  • Liberty Mutual: Aaron Stevens, 760 w. eisenhower pkwy ste 100, Ann Arbor, MI, 48103 1-734-222-1742
  • State Farm: Allen Slater, 123 e maple ave, Adrian, MI, 49221-2165 517-264-6897

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bridgewater, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 3 Pets, Non-Smoker $420
Full Time Job 800-850 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $1,000
Freelancer 600-649 Credit Score $75 to $100,000 No Pets, Smoker $240