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Read amazing research on Golden, MI Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Golden, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Golden, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Golden 3 Beds, 2 Baths, 2010 sqft $164,000 $29
Grant 2 Beds, 1 Bath, 1,620 sqft $85,000 $51
Chase 3 Beds, 2 Baths, 1,840 sqft $156,000 $63
Newkirk 3 Beds, 1 Bath, 1,290 sqft $100,000 $42
Egelston 4 Beds, 2 Baths, 2,640 sqft $145,000 $105
Garfield 4 Beds, 3 Baths, 2,370 sqft $138,000 $47
Hesperia 4 Beds, 3 Baths, 2,130 sqft $133,000 $70
Casnovia 3 Beds, 2 Baths, 1,270 sqft $96,000 $40
Walkerville 2 Beds, 1 Bath, 1,660 sqft $123,000 $42
Newfield 3 Beds, 1 Bath, 1,320 sqft $88,000 $35
New Era 3 Beds, 2 Baths, 2,160 sqft $129,000 $60
Fremont 2 Beds, 1 Bath, 1,710 sqft $125,000 $35
White Cloud 4 Beds, 3 Baths, 2,100 sqft $240,000 $99
Twin Lake 2 Beds, 1 Bath, 1,390 sqft $106,000 $54
Norwich 2 Beds, 1 Bath, 1,010 sqft $62,000 $25
Sweetwater 2 Beds, 1 Bath, 1,030 sqft $78,000 $36
Eden 4 Beds, 2 Baths, 2,160 sqft $157,000 $43
Laketon 4 Beds, 1 Bath, 2,690 sqft $169,000 $72
Lilley 2 Beds, 1 Bath, 1,080 sqft $90,000 $35
Moorland 3 Beds, 1 Bath, 2,030 sqft $140,000 $50
Ashland 4 Beds, 1 Bath, 3,240 sqft $328,000 $64

If your Golden, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Golden:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,000
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
THEFT SCHEDULED PROPERTY $18,500

Your Golden, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Phil O'Neil, 1122 s state street, Hart, MI, 49420 231-873-2271
  • Allstate: Smith & Eddy Ins, 907 s state st, Hart, MI, 49420 (231) 873-2627
  • Liberty Mutual Independent: White Lake Agency Inc, 4534 dowling st, Montague, MI, 49437 (231) 893-4195
  • Farmers: John Jack Jones, 5792 w us 10, Ludington, MI, 49431 (231) 843-1459
  • Allstate: Depot Insurance, 208 washington st, Hart, MI, 49420 (231) 873-1095

Your Background Impacts Your Home Insurance Quotes

Here is a list of Golden, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income More than 3 Pets at home, Non-Smoker $210
Retired 600-649 Credit Score <$25,000 No Pets, Smoker $260
Part Time Job 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $440