ogmer

The variables explained here drive your Lyon, MI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lyon, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lyon, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lyon 3 Beds, 2 Baths, 1770 sqft $101,000 $54
McBain 2 Beds, 1 Bath, 1,470 sqft $147,000 $49
Clearwater 2 Beds, 1 Bath, 1,250 sqft $74,000 $32
St. Helen 2 Beds, 1 Bath, 1,690 sqft $97,000 $45
Tobacco 2 Beds, 1 Bath, 1,320 sqft $90,000 $44
Arthur 2 Beds, 1 Bath, 1,590 sqft $85,000 $42
Haring charter 3 Beds, 1 Bath, 1,600 sqft $101,000 $50
Enterprise 3 Beds, 2 Baths, 2,220 sqft $159,000 $37
Orange 2 Beds, 1 Bath, 1,640 sqft $96,000 $35
Harrison 3 Beds, 1 Bath, 1,940 sqft $229,000 $76
Elmwood charter 3 Beds, 2 Baths, 1,580 sqft $76,000 $29
Atlanta 3 Beds, 1 Bath, 1,570 sqft $128,000 $39
Reeder 2 Beds, 1 Bath, 1,530 sqft $133,000 $56
Lyon 2 Beds, 1 Bath, 1,030 sqft $103,000 $36
Lupton 2 Beds, 1 Bath, 1,130 sqft $105,000 $28
Surrey 3 Beds, 1 Bath, 1,260 sqft $115,000 $29
Otsego Lake 3 Beds, 2 Baths, 1,690 sqft $140,000 $22
Prescott 3 Beds, 2 Baths, 2,340 sqft $118,000 $54
Gilmore 2 Beds, 1 Bath, 1,020 sqft $76,000 $50
Boardman 2 Beds, 1 Bath, 1,190 sqft $112,000 $32
Frederic 2 Beds, 1 Bath, 1,180 sqft $80,000 $31

If your Lyon, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lyon:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
FIRE $33,500
THEFT/BURGLARY $3,000

Your Lyon, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Jeff Halstead, 5728 w m 72 hwy ste a, Grayling, MI, 49738-7461 989-344-2424
  • Allstate: Houghton Lake Ins Agy, 4345 w nestel rd, Houghton Lake, MI, 48629 (989) 329-2217
  • Liberty Mutual Independent: Gaylor Insurance Agency, 308 lake st, Roscommon, MI, 48653 989-275-5112
  • State Farm: Elizabeth Fortino, 531 s. fifth street, Roscommon, MI, 48653 989-275-5454
  • Liberty Mutual Independent: Gaylor Insurance Agency, 308 lake st, Roscommon, MI, 48653 989-275-5112

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lyon, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score $25 to 50,000 No Pets, Smoker $110
Full Time Job Up to 499 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $40
Unemployed 650-699 Credit Score <$25,000 3 Pets, Smoker $460