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The variables explained here drive your Highland, MI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Highland, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Highland, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Highland 4 Beds, 1 Bath, 2060 sqft $207,000 $55
Morley 2 Beds, 1 Bath, 1,070 sqft $104,000 $24
Lake 3 Beds, 2 Baths, 2,100 sqft $152,000 $72
Belvidere 2 Beds, 1 Bath, 1,730 sqft $149,000 $51
Luther 2 Beds, 1 Bath, 1,250 sqft $86,000 $21
Union charter 5 Beds, 2 Baths, 4,170 sqft $242,000 $60
Burdell 5 Beds, 4 Baths, 3,330 sqft $316,000 $83
Kaleva 4 Beds, 3 Baths, 2,700 sqft $175,000 $52
Cherry Valley 2 Beds, 1 Bath, 970 sqft $54,000 $18
Chums Corner 5 Beds, 4 Baths, 4,550 sqft $373,000 $81
Beaver Creek 5 Beds, 4 Baths, 4,750 sqft $301,000 $165
Fife Lake 4 Beds, 3 Baths, 3,400 sqft $319,000 $68
Clam Union 5 Beds, 2 Baths, 3,070 sqft $204,000 $47
Enterprise 2 Beds, 1 Bath, 1,210 sqft $98,000 $42
Cherry Grove 3 Beds, 2 Baths, 1,840 sqft $172,000 $52
Hinton 3 Beds, 2 Baths, 1,240 sqft $98,000 $49
Marilla 4 Beds, 3 Baths, 2,520 sqft $274,000 $94
Green charter 2 Beds, 1 Bath, 1,250 sqft $111,000 $42
Hartwick 4 Beds, 2 Baths, 2,250 sqft $141,000 $69
Orange 5 Beds, 4 Baths, 3,180 sqft $266,000 $45
Whitewater 3 Beds, 1 Bath, 1,750 sqft $102,000 $55

If your Highland, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Highland:

Claim Typical Claim Amount
WIND $8,000
THEFT SCHEDULED PROPERTY $18,500
THEFT/BURGLARY $3,000

Your Highland, MI insurance agent (see examples below) can help with your claims.

  • State Farm: June Fisk, 600 w 7th st, Evart, MI, 49631-9408 231-734-2735
  • Farmers: James Jim Frizzell, 856 n mitchell st, Cadillac, MI, 49601 (231) 775-7778
  • Liberty Mutual Independent: Coffey Insurance Agency, 207 n mitchell st, Cadillac, MI, 49601
  • Liberty Mutual Independent: Coffey Insurance Agency, 207 n mitchell st, Cadillac, MI, 49601 (231) 775-3421
  • State Farm: Shelby Henry, 8998 e 34 rd # d, Cadillac, MI, 49601-8121 231-775-0602

Your Background Impacts Your Home Insurance Quotes

Here is a list of Highland, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 750-799 Credit Score No Income No Pets, Non-Smoker $210
Freelancer 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $540
Part Time Job 700-749 Credit Score <$25,000 3 Pets, Smoker $180