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Read about what causes changes in your Watersmeet, MI Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Watersmeet, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Watersmeet, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Watersmeet 2 Beds, 1 Bath, 1200 sqft $105,000 $51
White Pine 2 Beds, 1 Bath, 1,300 sqft $153,000 $44
Wakefield 3 Beds, 2 Baths, 2,210 sqft $183,000 $67
Rhinelander, WI 2 Beds, 1 Bath, 1,440 sqft $110,000 $58
Woodruff, WI 3 Beds, 1 Bath, 1,610 sqft $148,000 $46
Ironwood 3 Beds, 2 Baths, 1,610 sqft $149,000 $53
Argonne, WI 2 Beds, 1 Bath, 1,520 sqft $154,000 $65
Bohemia 3 Beds, 2 Baths, 2,350 sqft $194,000 $90
Plum Lake, WI 2 Beds, 1 Bath, 950 sqft $86,000 $43
Mercer, WI 3 Beds, 1 Bath, 2,200 sqft $152,000 $70
Minocqua, WI 3 Beds, 1 Bath, 1,660 sqft $189,000 $71
Pelican, WI 3 Beds, 2 Baths, 1,960 sqft $218,000 $33
Crystal Falls 3 Beds, 2 Baths, 1,800 sqft $200,000 $82
Phelps, WI 2 Beds, 1 Bath, 1,470 sqft $123,000 $38
Marenisco 3 Beds, 1 Bath, 2,270 sqft $230,000 $45
Arbor Vitae, WI 3 Beds, 2 Baths, 2,230 sqft $216,000 $66
Fern, WI 3 Beds, 1 Bath, 1,830 sqft $144,000 $64
Conover, WI 2 Beds, 1 Bath, 1,170 sqft $91,000 $39
Bates 2 Beds, 1 Bath, 1,000 sqft $106,000 $53
Interior 3 Beds, 1 Bath, 1,490 sqft $144,000 $59
Eagle River, WI 3 Beds, 1 Bath, 1,630 sqft $178,000 $35

If your Watersmeet, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Watersmeet:

Claim Typical Claim Amount
WIND $8,000
DAMAGE TO PROPERTY OF OTHERS $10,000
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000

Your Background Impacts Your Home Insurance Quotes

Here is a list of Watersmeet, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 2 Pets, Smoker $150
Unemployed Up to 499 Credit Score No Income 3 Pets, Smoker $220
Full Time Job 550-599 Credit Score $50 to $75,000 1 Pet, Smoker $250