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Check out some must see numbers behind your Hiawatha, MI Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Hiawatha, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hiawatha, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hiawatha 2 Beds, 1 Bath, 1510 sqft $159,000 $50
Turin 3 Beds, 2 Baths, 1,630 sqft $137,000 $56
Lakefield 3 Beds, 1 Bath, 2,270 sqft $169,000 $53
St. James 3 Beds, 2 Baths, 1,990 sqft $180,000 $57
Chatham 2 Beds, 1 Bath, 1,180 sqft $90,000 $47
Germfask 4 Beds, 2 Baths, 2,010 sqft $164,000 $75
Skandia 2 Beds, 1 Bath, 1,320 sqft $157,000 $38
Seney 3 Beds, 1 Bath, 2,240 sqft $198,000 $88
Hiawatha 3 Beds, 1 Bath, 1,690 sqft $157,000 $55
Bay de Noc 3 Beds, 2 Baths, 2,240 sqft $307,000 $82
Rock River 4 Beds, 3 Baths, 1,990 sqft $220,000 $50
Ensign 4 Beds, 2 Baths, 2,400 sqft $246,000 $80
Munising 3 Beds, 2 Baths, 1,560 sqft $113,000 $44
McMillan 4 Beds, 2 Baths, 2,780 sqft $244,000 $123
Manistique 4 Beds, 2 Baths, 2,400 sqft $199,000 $70
Doyle 3 Beds, 2 Baths, 2,070 sqft $203,000 $46
Inwood 2 Beds, 1 Bath, 1,490 sqft $190,000 $92
Onota 2 Beds, 1 Bath, 1,670 sqft $189,000 $42
Masonville 4 Beds, 2 Baths, 3,370 sqft $408,000 $159
K. I. Sawyer 3 Beds, 1 Bath, 1,440 sqft $100,000 $61
Ewing 4 Beds, 3 Baths, 3,140 sqft $367,000 $121

If your Hiawatha, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hiawatha:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $10,000
THEFT SCHEDULED PROPERTY $18,500
APPLIANCE RELATED WATER $16,500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hiawatha, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score >$150,000 No Pets, Smoker $800
Part Time Job Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $860
Unemployed 500-549 Credit Score <$25,000 3 Pets, Non-Smoker $290