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Scottville, MI Home Insurance Rates - What Affects It?

The issues listed mainly affect Scottville, MI Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Scottville, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Scottville, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Scottville 2 Beds, 1 Bath, 1440 sqft $122,000 $26
Harrietta 2 Beds, 1 Bath, 1,560 sqft $116,000 $34
Parkdale 2 Beds, 1 Bath, 1,180 sqft $63,000 $22
Fremont 4 Beds, 1 Bath, 2,670 sqft $113,000 $56
Sheridan charter 4 Beds, 3 Baths, 2,430 sqft $146,000 $46
Wilcox 2 Beds, 1 Bath, 1,500 sqft $79,000 $32
Claybanks 4 Beds, 1 Bath, 1,890 sqft $98,000 $29
Peacock 2 Beds, 1 Bath, 1,540 sqft $109,000 $30
Cadillac 3 Beds, 1 Bath, 1,680 sqft $130,000 $36
Scottville 2 Beds, 1 Bath, 1,750 sqft $93,000 $42
Dayton 2 Beds, 1 Bath, 1,190 sqft $70,000 $33
Stronach 4 Beds, 2 Baths, 2,970 sqft $210,000 $61
Luther 4 Beds, 3 Baths, 1,940 sqft $83,000 $51
New Era 3 Beds, 1 Bath, 1,510 sqft $96,000 $20
Croton 3 Beds, 1 Bath, 2,010 sqft $113,000 $54
Ferry 3 Beds, 1 Bath, 2,270 sqft $154,000 $41
Newaygo 4 Beds, 2 Baths, 2,590 sqft $107,000 $59
Webber 3 Beds, 1 Bath, 1,660 sqft $101,000 $40
Selma 2 Beds, 1 Bath, 1,380 sqft $78,000 $21
Chase 4 Beds, 2 Baths, 2,020 sqft $100,000 $43
Le Roy 3 Beds, 2 Baths, 1,790 sqft $111,000 $22

If your Scottville, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Scottville:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
WIND $8,000
FIRE $33,500

Your Scottville, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Brad Chapman, 103 n jebavy dr, Ludington, MI, 49431-1919 231-845-7891
  • Allstate: Smith & Eddy Agcy, 119 s rath ave, Ludington, MI, 49431 (231) 845-1481
  • Farmers: Michelle Angell-Powell, 65 n hancock st, Pentwater, MI, 49449 (231) 869-3114
  • State Farm: Erin Doan, 134 s main st, Scottville, MI, 49454-1221 231-757-3115
  • Allstate: Smith & Eddy Ins Agy, 1554 us 31 s, Manistee, MI, 49660 (231) 723-3500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Scottville, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score <$25,000 2 Pets, Smoker $70
Unemployed 750-799 Credit Score No Income More than 3 Pets at home, Non-Smoker $270
Part Time Job 500-549 Credit Score <$25,000 No Pets, Non-Smoker $160