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In Depth Standish, MI Home Insurance Rates Analysis

In Depth Analysis of Standish, MI Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Standish, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Standish, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Standish 2 Beds, 1 Bath, 1110 sqft $57,000 $37
Auburn 3 Beds, 1 Bath, 2,220 sqft $197,000 $47
Wilber 3 Beds, 1 Bath, 2,080 sqft $112,000 $67
Omer 4 Beds, 3 Baths, 2,990 sqft $223,000 $43
Novesta 4 Beds, 2 Baths, 3,390 sqft $256,000 $108
Arenac 3 Beds, 2 Baths, 2,240 sqft $117,000 $41
Tittabawassee 4 Beds, 2 Baths, 2,960 sqft $163,000 $76
James 4 Beds, 1 Bath, 3,120 sqft $177,000 $46
Monitor charter 4 Beds, 1 Bath, 3,030 sqft $245,000 $92
Frankenlust 3 Beds, 2 Baths, 2,090 sqft $150,000 $33
Kochville 4 Beds, 3 Baths, 3,340 sqft $234,000 $66
Bridgeport charter 2 Beds, 1 Bath, 1,650 sqft $85,000 $37
Bangor charter 4 Beds, 3 Baths, 2,830 sqft $270,000 $38
Merrill 3 Beds, 1 Bath, 1,360 sqft $103,000 $36
Hume 2 Beds, 1 Bath, 1,480 sqft $91,000 $26
Skidway Lake 3 Beds, 2 Baths, 1,920 sqft $125,000 $54
St. Helen 2 Beds, 1 Bath, 920 sqft $64,000 $23
Fairhaven 4 Beds, 2 Baths, 2,220 sqft $153,000 $75
Portsmouth charter 3 Beds, 2 Baths, 1,370 sqft $85,000 $39
Edenville 3 Beds, 2 Baths, 2,060 sqft $187,000 $49
Goodar 3 Beds, 2 Baths, 2,200 sqft $119,000 $40

If your Standish, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Standish:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,000
DAMAGE TO PROPERTY OF OTHERS $10,000
THEFT SCHEDULED PROPERTY $18,500

Your Standish, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Julie Hazeltine, 121 n grove st, Standish, MI, 48658-2509 989-846-6141
  • Allstate: Myles & Sons Ins, 107 s main po box 250, Standish, MI, 48658 (989) 846-4121
  • Farmers: Ronald Haas, 427 s mable st, Pinconning, MI, 48650 (989) 879-1366

Your Background Impacts Your Home Insurance Quotes

Here is a list of Standish, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $360
Freelancer 800-850 Credit Score $50 to $75,000 3 Pets, Smoker $440
Part Time Job 750-799 Credit Score $25 to 50,000 No Pets, Non-Smoker $430