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The variables explained here drive your Lake Isabella, MI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Lake Isabella, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake Isabella, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake Isabella 4 Beds, 3 Baths, 2250 sqft $211,000 $93
Bushnell 4 Beds, 3 Baths, 2,150 sqft $207,000 $35
Gibson 2 Beds, 1 Bath, 950 sqft $73,000 $32
Lake Isabella 4 Beds, 1 Bath, 2,690 sqft $212,000 $73
Essex 4 Beds, 2 Baths, 2,210 sqft $291,000 $59
Oakfield 3 Beds, 2 Baths, 1,890 sqft $144,000 $52
Douglass 4 Beds, 2 Baths, 2,150 sqft $135,000 $61
Ensley 2 Beds, 1 Bath, 1,780 sqft $166,000 $47
Reynolds 2 Beds, 1 Bath, 910 sqft $93,000 $25
McBride 3 Beds, 1 Bath, 1,850 sqft $160,000 $53
Union charter 3 Beds, 2 Baths, 1,970 sqft $140,000 $45
Denton 2 Beds, 1 Bath, 1,610 sqft $155,000 $46
Barton 2 Beds, 1 Bath, 910 sqft $74,000 $29
Greendale 2 Beds, 1 Bath, 940 sqft $73,000 $32
Cedar 3 Beds, 2 Baths, 1,870 sqft $164,000 $70
Dallas 4 Beds, 2 Baths, 2,420 sqft $254,000 $64
Spencer 2 Beds, 1 Bath, 1,090 sqft $102,000 $44
Rosebush 4 Beds, 3 Baths, 3,070 sqft $246,000 $53
Easton 3 Beds, 1 Bath, 1,780 sqft $184,000 $56
Kent City 4 Beds, 3 Baths, 2,470 sqft $188,000 $89
Hayes 2 Beds, 1 Bath, 1,690 sqft $126,000 $58

If your Lake Isabella, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake Isabella:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $16,500
WIND $8,000
WATER DAMAGE $10,500

Your Lake Isabella, MI insurance agent (see examples below) can help with your claims.

  • Allstate: Michael Love, 4585 e pickard st ste j, Mount Pleasant, MI, 48858 (989) 773-7300
  • State Farm: Peggy Pickler, 2264 e remus rd, Mt Pleasant, MI, 48858-9001 989-772-4042
  • Farmers: Julie Gronda, 102 e broadway st, Mt Pleasant, MI, 48858 (989) 330-1983
  • Liberty Mutual Independent: Crapo Agy Of Mt Pleasant Dba, 206 n franklin st, Mt Pleasant, MI, 48858 (989) 773-7353
  • Allstate: North Central Ins, 1520 n mcewan st, Clare, MI, 48617 (989) 386-7772

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake Isabella, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $1,180
Unemployed 500-549 Credit Score No Income 1 Pet, Non-Smoker $970
Freelancer 700-749 Credit Score <$25,000 No Pets, Smoker $480