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The variables explained here drive your Sanford, MI Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Sanford, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Sanford, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Sanford 2 Beds, 1 Bath, 1530 sqft $128,000 $63
Bay City 2 Beds, 1 Bath, 1,420 sqft $116,000 $48
Zilwaukee 2 Beds, 1 Bath, 1,060 sqft $67,000 $24
Beal City 4 Beds, 1 Bath, 2,530 sqft $157,000 $51
Morton 2 Beds, 1 Bath, 1,600 sqft $120,000 $44
Hubbardston 3 Beds, 1 Bath, 1,880 sqft $83,000 $40
Burt 3 Beds, 2 Baths, 1,600 sqft $145,000 $27
Broomfield 3 Beds, 1 Bath, 1,240 sqft $63,000 $26
Twining 3 Beds, 1 Bath, 2,010 sqft $197,000 $60
Monitor charter 3 Beds, 2 Baths, 1,250 sqft $74,000 $27
Sims 3 Beds, 2 Baths, 1,240 sqft $100,000 $31
Merritt 2 Beds, 1 Bath, 1,380 sqft $126,000 $55
Shepherd 2 Beds, 1 Bath, 1,670 sqft $121,000 $61
Hazelton 3 Beds, 1 Bath, 1,380 sqft $113,000 $50
Gilmore 4 Beds, 1 Bath, 2,920 sqft $229,000 $65
Midland 3 Beds, 1 Bath, 2,110 sqft $171,000 $54
Au Gres 4 Beds, 3 Baths, 3,370 sqft $229,000 $58
Whittemore 3 Beds, 2 Baths, 2,330 sqft $235,000 $57
Henderson 3 Beds, 1 Bath, 1,820 sqft $140,000 $42
Nester 4 Beds, 1 Bath, 2,780 sqft $285,000 $127
Redding 3 Beds, 2 Baths, 1,650 sqft $157,000 $62

If your Sanford, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Sanford:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $16,500
WATER DAMAGE $10,500
FIRE $33,500

Your Sanford, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Tyler Wilk, 802 s mission st, Mt Pleasant, MI, 48858 (989) 317-8100
  • Liberty Mutual: Alicia Christopher, 600 e lyon rd, Midland, MI, 48641 1-989-832-4841
  • State Farm: Jason Connors, 905 e pickard st ste c, Mt Pleasant, MI, 48858-1010 989-773-3303
  • Allstate: Michael Love, 5108 eastman ave ste 3, Midland, MI, 48640 (989) 832-0020
  • Liberty Mutual Independent: Ieuter Insurance Group Inc, 414 townsend st, Midland, MI, 48640 (989) 835-6701

Your Background Impacts Your Home Insurance Quotes

Here is a list of Sanford, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 No Pets, Smoker $560
Freelancer Up to 499 Credit Score >$150,000 More than 3 Pets at home, Non-Smoker $90
Retired 500-549 Credit Score <$25,000 2 Pets, Smoker $80