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This startling study about Lake Linden, MI Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Lake Linden, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake Linden, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake Linden 3 Beds, 1 Bath, 2140 sqft $108,000 $46
Zeba 4 Beds, 3 Baths, 2,040 sqft $123,000 $58
Hubbell 2 Beds, 1 Bath, 1,550 sqft $75,000 $30
Dollar Bay 3 Beds, 1 Bath, 2,140 sqft $125,000 $41
Laird 3 Beds, 1 Bath, 1,630 sqft $113,000 $28
Michigamme 4 Beds, 2 Baths, 2,740 sqft $153,000 $43
Laurium 4 Beds, 1 Bath, 2,660 sqft $148,000 $37
Champion 3 Beds, 1 Bath, 1,650 sqft $118,000 $30
Allouez 2 Beds, 1 Bath, 1,450 sqft $89,000 $25
Baraga 4 Beds, 2 Baths, 1,950 sqft $140,000 $42
Ahmeek 3 Beds, 2 Baths, 1,770 sqft $108,000 $32
Torch Lake 3 Beds, 1 Bath, 2,240 sqft $149,000 $39
Copper Harbor 4 Beds, 3 Baths, 3,060 sqft $150,000 $79
Covington 2 Beds, 1 Bath, 1,330 sqft $71,000 $35
Arvon 3 Beds, 1 Bath, 1,360 sqft $99,000 $36
Greenland 4 Beds, 1 Bath, 3,370 sqft $241,000 $93
Copper City 3 Beds, 2 Baths, 2,320 sqft $141,000 $32
Osceola 3 Beds, 2 Baths, 1,810 sqft $86,000 $31
Portage charter 2 Beds, 1 Bath, 1,530 sqft $62,000 $21
Houghton 3 Beds, 1 Bath, 1,320 sqft $60,000 $32
Eagle River 3 Beds, 1 Bath, 1,220 sqft $75,000 $32

If your Lake Linden, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake Linden:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
APPLIANCE RELATED WATER $16,500
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000

Your Lake Linden, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Mike Lahti, 400 elevation st, Hancock, MI, 49930-1945 906-482-6305
  • Allstate: Douglass Frank A, 324 shelden ave, Houghton, MI, 49931 (906) 482-2660
  • Farmers: Pete Wesa, 701 hancock st, Hancock, MI, 49930 (906) 482-3167
  • State Farm: Kelly Jepsen, 1104 college ave, Houghton, MI, 49931-1308 906-482-1210
  • Farmers: Phil Kolehmainen Jr, 525 shelden ave, Houghton, MI, 49931 (906) 482-3658

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake Linden, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Smoker $260
Unemployed 600-649 Credit Score <$25,000 No Pets, Smoker $720
Retired 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $270