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In Depth Analysis of Shiawassee, MI Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Shiawassee, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Shiawassee, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Shiawassee 4 Beds, 1 Bath, 2760 sqft $129,000 $51
Oxford 3 Beds, 1 Bath, 1,470 sqft $165,000 $40
Bennington 2 Beds, 1 Bath, 1,050 sqft $64,000 $24
Oregon 4 Beds, 2 Baths, 2,040 sqft $151,000 $56
Rich 4 Beds, 2 Baths, 3,080 sqft $243,000 $100
Grand Blanc 4 Beds, 3 Baths, 1,660 sqft $115,000 $41
North Plains 2 Beds, 1 Bath, 1,670 sqft $155,000 $64
South Lyon 4 Beds, 3 Baths, 2,870 sqft $237,000 $60
Highland charter 2 Beds, 1 Bath, 1,030 sqft $107,000 $43
Corunna 4 Beds, 2 Baths, 2,480 sqft $207,000 $86
Ann Arbor 3 Beds, 1 Bath, 1,300 sqft $69,000 $43
Springfield charter 3 Beds, 1 Bath, 1,790 sqft $115,000 $47
Rives 3 Beds, 1 Bath, 1,610 sqft $110,000 $45
Dimondale 3 Beds, 2 Baths, 2,100 sqft $159,000 $77
Auburn 4 Beds, 2 Baths, 3,360 sqft $240,000 $72
Pine River 4 Beds, 3 Baths, 2,040 sqft $172,000 $62
Clio 2 Beds, 1 Bath, 970 sqft $55,000 $20
Dexter 2 Beds, 1 Bath, 1,200 sqft $70,000 $25
Tyrone 2 Beds, 1 Bath, 1,190 sqft $81,000 $34
Marion 2 Beds, 1 Bath, 1,790 sqft $128,000 $44
Watertown charter 3 Beds, 1 Bath, 1,520 sqft $134,000 $40

If your Shiawassee, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Shiawassee:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
THEFT SCHEDULED PROPERTY $18,500
THEFT/BURGLARY $3,000

Your Shiawassee, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Phillip Messman, 220 w main st ste a, Owosso, MI, 48867 (989) 729-7301
  • Travelers: Security First Assoc Inc, g3526 miller rd, Flint, MI, 48507 313-732-5800
  • State Farm: Gary Young Clu, 301 e main, Flushing, MI, 48433-0156 810-659-4061
  • Allstate: Family Insurance Services, 123 w broad st, Chesaning, MI, 48616 (989) 845-2415
  • Liberty Mutual Independent: Bois Insurance Agency Inc, 1456 e pierson rd, Flushing, MI, 48433 (810) 659-7330

Your Background Impacts Your Home Insurance Quotes

Here is a list of Shiawassee, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $460
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $190
Full Time Job 550-599 Credit Score >$150,000 2 Pets, Smoker $500