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Gain useful knowledge on Crystal, MI Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Crystal, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Crystal, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Crystal 3 Beds, 2 Baths, 2250 sqft $137,000 $52
James 3 Beds, 1 Bath, 2,210 sqft $140,000 $41
Nashville 3 Beds, 1 Bath, 1,990 sqft $156,000 $57
Sparta 2 Beds, 1 Bath, 1,260 sqft $118,000 $34
Lee 3 Beds, 1 Bath, 1,350 sqft $89,000 $33
Clare 2 Beds, 1 Bath, 1,240 sqft $85,000 $32
Kentwood 3 Beds, 1 Bath, 2,200 sqft $136,000 $39
Day 3 Beds, 2 Baths, 1,820 sqft $138,000 $40
Weidman 3 Beds, 1 Bath, 2,130 sqft $216,000 $93
Okemos 2 Beds, 1 Bath, 910 sqft $68,000 $26
Castleton 2 Beds, 1 Bath, 1,710 sqft $115,000 $37
Auburn 3 Beds, 2 Baths, 2,230 sqft $119,000 $47
Austin 3 Beds, 2 Baths, 2,080 sqft $127,000 $41
Fairplain 3 Beds, 2 Baths, 1,660 sqft $76,000 $39
Chester 3 Beds, 1 Bath, 2,050 sqft $183,000 $66
Big Prairie 3 Beds, 1 Bath, 1,380 sqft $85,000 $38
Pewamo 2 Beds, 1 Bath, 1,050 sqft $102,000 $39
Emerson 2 Beds, 1 Bath, 1,130 sqft $57,000 $21
Jonesfield 3 Beds, 1 Bath, 1,750 sqft $141,000 $56
Williams charter 2 Beds, 1 Bath, 1,580 sqft $135,000 $62
Gilmore 2 Beds, 1 Bath, 1,080 sqft $101,000 $21

If your Crystal, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Crystal:

Claim Typical Claim Amount
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
WATER DAMAGE $10,500
PHYSICAL DAMAGE $6,000

Your Crystal, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Randy Boyer, 315 prospect ave, Alma, MI, 48801-1669 989-463-6297
  • Allstate: Fred Haight Ins, 219 superior po box 248, Muir, MI, 48860 (989) 855-3341
  • Liberty Mutual Independent: Michael Kirgis/A Ins Assoc, 340 lovell st, Ionia, MI, 48846 (616) 527-1010
  • Allstate: Kenneth D. Pasanski, 227 e superior st, Alma, MI, 48801 (989) 466-3904
  • Liberty Mutual Independent: Choice One Insurance Group Inc, 303 w main st, Carson City, MI, 48811 (989) 584-3117

Your Background Impacts Your Home Insurance Quotes

Here is a list of Crystal, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 600-649 Credit Score No Income 2 Pets, Non-Smoker $90
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $580
Retired 700-749 Credit Score No Income No Pets, Smoker $550