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Mecosta, MI Home Insurance Rates - What Affects It?

The issues listed mainly affect Mecosta, MI Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Mecosta, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mecosta, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mecosta 3 Beds, 2 Baths, 2040 sqft $146,000 $36
Mount Pleasant 2 Beds, 1 Bath, 1,720 sqft $100,000 $43
Lakeview 4 Beds, 3 Baths, 1,940 sqft $166,000 $50
McBride 3 Beds, 2 Baths, 1,270 sqft $112,000 $51
Evart 3 Beds, 2 Baths, 2,310 sqft $144,000 $69
Cedar Springs 4 Beds, 1 Bath, 1,910 sqft $142,000 $30
Burdell 2 Beds, 1 Bath, 1,010 sqft $94,000 $30
Evergreen 4 Beds, 2 Baths, 2,060 sqft $149,000 $48
Nelson 2 Beds, 1 Bath, 1,040 sqft $72,000 $20
North Shade 4 Beds, 3 Baths, 2,960 sqft $230,000 $57
Moorland 2 Beds, 1 Bath, 940 sqft $71,000 $25
Morton 2 Beds, 1 Bath, 1,130 sqft $99,000 $30
Haring 4 Beds, 1 Bath, 2,960 sqft $154,000 $62
New Era 4 Beds, 1 Bath, 3,130 sqft $247,000 $91
Reynolds 2 Beds, 1 Bath, 1,280 sqft $75,000 $26
Fork 2 Beds, 1 Bath, 1,020 sqft $69,000 $20
Wedgewood 2 Beds, 1 Bath, 1,380 sqft $89,000 $43
Loomis 3 Beds, 2 Baths, 1,890 sqft $134,000 $65
Laketon 2 Beds, 1 Bath, 1,420 sqft $66,000 $28
Sheridan charter 4 Beds, 1 Bath, 2,520 sqft $190,000 $66
Caberfae 3 Beds, 1 Bath, 1,960 sqft $89,000 $31

If your Mecosta, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mecosta:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
WIND $8,000
APPLIANCE RELATED WATER $16,500

Your Mecosta, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Mike Saum, 171 s gibbs st, White Cloud, MI, 49349-9401 231-689-6141
  • Liberty Mutual Independent: Pease Insurance Agency, 518 w shaw st, Howard City, MI, 49329 (231) 937-4141
  • Farmers: Sara Esiline, 211 maple st, Big Rapids, MI, 49307 (231) 629-8801
  • State Farm: Bill Scheible, 225 s state st, Big Rapids, MI, 49307-1758 231-796-7135
  • State Farm: Rich Sheldon, 217 e todd ave, Reed City, MI, 49677-1251 231-832-5801

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mecosta, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score <$25,000 1 Pet, Smoker $780
Unemployed 700-749 Credit Score No Income No Pets, Smoker $120
Retired 500-549 Credit Score No Income More than 3 Pets at home, Smoker $320