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Read amazing research on Ganges, MI Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Ganges, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ganges, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ganges 3 Beds, 1 Bath, 1590 sqft $148,000 $45
Geneva 4 Beds, 2 Baths, 1,760 sqft $125,000 $57
Comstock 3 Beds, 2 Baths, 1,600 sqft $227,000 $66
Carlton 3 Beds, 2 Baths, 1,780 sqft $136,000 $74
Watervliet 2 Beds, 1 Bath, 1,200 sqft $110,000 $35
Kentwood 4 Beds, 2 Baths, 2,780 sqft $274,000 $90
Lawton 3 Beds, 2 Baths, 1,820 sqft $163,000 $34
Calvin 3 Beds, 2 Baths, 1,980 sqft $176,000 $55
Robinson 2 Beds, 1 Bath, 1,470 sqft $92,000 $52
Benton Heights 2 Beds, 1 Bath, 1,150 sqft $95,000 $44
Wayland 3 Beds, 2 Baths, 1,990 sqft $201,000 $91
Sodus 4 Beds, 1 Bath, 2,620 sqft $221,000 $89
Manlius 4 Beds, 2 Baths, 2,050 sqft $276,000 $69
Silver Creek 4 Beds, 2 Baths, 2,870 sqft $210,000 $104
South Haven 4 Beds, 1 Bath, 2,310 sqft $169,000 $109
Zeeland 3 Beds, 2 Baths, 2,210 sqft $173,000 $63
Almena 4 Beds, 1 Bath, 3,010 sqft $418,000 $90
Crockery 2 Beds, 1 Bath, 1,500 sqft $103,000 $36
Baroda 4 Beds, 3 Baths, 2,860 sqft $297,000 $128
Dowagiac 2 Beds, 1 Bath, 1,740 sqft $119,000 $60
Blendon 2 Beds, 1 Bath, 980 sqft $137,000 $31

If your Ganges, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ganges:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,000
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
WIND $8,000

Your Ganges, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Hollinger Services Inc, 593 heritage ct, Holland, MI, 49423-5493 (616) 392-3498
  • Farmers: Kevin Lacey, 636 e 24th st ste 20, Holland, MI, 49423 (616) 777-5214
  • Travelers: Bartz-Rumery Agency Inc, 110 locust st, Allegan, MI, 49010
  • Liberty Mutual: Brendan Gasser, 2863 west shore dr. ste 104, Holland, MI, 49424 1-616-786-3000
  • State Farm: Darin Kaeb, 260 n river ave, Holland, MI, 49424-2105 616-786-0143

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ganges, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $440
Freelancer 650-699 Credit Score $25 to 50,000 3 Pets, Non-Smoker $970
Retired 550-599 Credit Score No Income No Pets, Smoker $1,030