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Check out some must see numbers behind your Tobacco, MI Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Tobacco, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Tobacco, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Tobacco 4 Beds, 1 Bath, 2870 sqft $286,000 $70
James 2 Beds, 1 Bath, 1,370 sqft $111,000 $33
Coe 4 Beds, 3 Baths, 1,900 sqft $123,000 $45
Swan Creek 2 Beds, 1 Bath, 1,630 sqft $102,000 $52
Chapin 2 Beds, 1 Bath, 930 sqft $99,000 $46
Spaulding 2 Beds, 1 Bath, 1,370 sqft $85,000 $36
Beaverton 2 Beds, 1 Bath, 1,310 sqft $81,000 $32
Tobacco 2 Beds, 1 Bath, 1,580 sqft $141,000 $52
Coleman 2 Beds, 1 Bath, 1,610 sqft $140,000 $38
Pinconning 4 Beds, 2 Baths, 2,450 sqft $202,000 $71
Whittemore 4 Beds, 3 Baths, 2,120 sqft $171,000 $35
Burt 2 Beds, 1 Bath, 1,440 sqft $149,000 $45
Grim 2 Beds, 1 Bath, 1,660 sqft $81,000 $54
Prescott 3 Beds, 2 Baths, 1,720 sqft $169,000 $60
Rosebush 4 Beds, 2 Baths, 2,230 sqft $182,000 $60
Taymouth 3 Beds, 1 Bath, 1,480 sqft $118,000 $34
Williams charter 2 Beds, 1 Bath, 1,790 sqft $105,000 $36
Enterprise 3 Beds, 2 Baths, 1,480 sqft $116,000 $32
Crystal 2 Beds, 1 Bath, 1,050 sqft $89,000 $47
Buena Vista 4 Beds, 2 Baths, 2,690 sqft $161,000 $105
Hay 3 Beds, 1 Bath, 1,790 sqft $97,000 $42

If your Tobacco, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Tobacco:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $10,000
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
APPLIANCE RELATED WATER $16,500

Your Tobacco, MI insurance agent (see examples below) can help with your claims.

  • Liberty Mutual: Alicia Christopher, 600 e lyon rd, Midland, MI, 48641 1-989-832-4841
  • State Farm: Lori Harrison, 101 e cedar ave, Gladwin, MI, 48624-2205 989-426-8283
  • Allstate: North Central Ins, 1520 n mcewan st, Clare, MI, 48617 (989) 386-7772
  • Liberty Mutual Independent: Ieuter Insurance Group Inc, 414 townsend st, Midland, MI, 48640 (989) 835-6701
  • Farmers: Russell Winter, 1454 n mcewan st, Clare, MI, 48617 (989) 386-9099

Your Background Impacts Your Home Insurance Quotes

Here is a list of Tobacco, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $880
Full Time Job Up to 499 Credit Score $50 to $75,000 No Pets, Non-Smoker $590
Retired 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $70