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Given here are some important aspects of your Athens, MI Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Athens, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Athens, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Athens 4 Beds, 3 Baths, 3110 sqft $210,000 $56
Springfield 3 Beds, 1 Bath, 2,060 sqft $178,000 $54
Allen 4 Beds, 1 Bath, 2,520 sqft $161,000 $81
Fawn River 3 Beds, 1 Bath, 2,230 sqft $195,000 $68
Bristol, IN 2 Beds, 1 Bath, 1,010 sqft $46,000 $20
Prairie Ronde 4 Beds, 1 Bath, 3,240 sqft $194,000 $101
Orange, IN 4 Beds, 2 Baths, 1,810 sqft $158,000 $64
Scipio 2 Beds, 1 Bath, 1,060 sqft $68,000 $30
, OH 3 Beds, 2 Baths, 1,940 sqft $176,000 $39
Pavilion 3 Beds, 2 Baths, 2,160 sqft $150,000 $45
Dunlap, IN 2 Beds, 1 Bath, 1,310 sqft $130,000 $44
Aurelius 4 Beds, 3 Baths, 2,150 sqft $144,000 $74
Florence 4 Beds, 3 Baths, 2,700 sqft $201,000 $68
Rollin 4 Beds, 1 Bath, 2,380 sqft $138,000 $35
Sherwood 2 Beds, 1 Bath, 1,790 sqft $121,000 $53
Pine Grove 3 Beds, 1 Bath, 1,620 sqft $113,000 $50
Michigan Center 2 Beds, 1 Bath, 1,340 sqft $63,000 $20
Sandstone 4 Beds, 1 Bath, 2,570 sqft $129,000 $61
Devils Lake 2 Beds, 1 Bath, 1,760 sqft $119,000 $55
Convis 3 Beds, 2 Baths, 1,630 sqft $135,000 $40
Montpelier, OH 3 Beds, 2 Baths, 1,290 sqft $113,000 $35

If your Athens, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Athens:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $18,500
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
WIND $8,000

Your Athens, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Susan Baker, 168 n 20th st, Battle Creek, MI, 49015 (269) 753-1311
  • State Farm: Sabrina Pritchett-Evans, 2618 portage st, Kalamazoo, MI, 49001-3744 269-342-0204
  • Allstate: Brian Hodson, 403 marshall st, Coldwater, MI, 49036 (517) 278-2236
  • Liberty Mutual Independent: Hub International Midwest, 300 country pine ln, Battle Creek, MI, 49015 (269) 441-5000
  • Allstate: Jinks Clary, 20 division st ste a, Coldwater, MI, 49036 (517) 797-7027

Your Background Impacts Your Home Insurance Quotes

Here is a list of Athens, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $250
Part Time Job 600-649 Credit Score <$25,000 1 Pet, Smoker $140
Retired Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $430