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This startling study about Lake Odessa, MI Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Lake Odessa, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lake Odessa, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lake Odessa 2 Beds, 1 Bath, 1240 sqft $74,000 $30
Galesburg 4 Beds, 3 Baths, 2,180 sqft $110,000 $68
Marengo 4 Beds, 2 Baths, 2,000 sqft $167,000 $45
Assyria 3 Beds, 1 Bath, 1,660 sqft $127,000 $50
Belding 4 Beds, 2 Baths, 2,810 sqft $151,000 $55
Wheatfield 2 Beds, 1 Bath, 1,210 sqft $64,000 $16
Nashville 4 Beds, 1 Bath, 3,170 sqft $218,000 $67
Ada 2 Beds, 1 Bath, 1,130 sqft $80,000 $25
Fillmore 3 Beds, 2 Baths, 2,100 sqft $102,000 $55
Jenison 3 Beds, 2 Baths, 2,170 sqft $115,000 $59
Woodhull 2 Beds, 1 Bath, 1,680 sqft $105,000 $35
Vermontville 2 Beds, 1 Bath, 920 sqft $49,000 $21
Dansville 3 Beds, 2 Baths, 2,200 sqft $195,000 $57
North Star 3 Beds, 1 Bath, 1,740 sqft $92,000 $55
Delta charter 3 Beds, 1 Bath, 1,640 sqft $133,000 $33
Texas charter 4 Beds, 3 Baths, 2,660 sqft $124,000 $60
Seville 2 Beds, 1 Bath, 1,510 sqft $66,000 $26
Middlebury 2 Beds, 1 Bath, 1,760 sqft $104,000 $48
Meridian charter 4 Beds, 2 Baths, 1,690 sqft $121,000 $57
Caledonia 3 Beds, 1 Bath, 1,580 sqft $78,000 $38
Carson City 4 Beds, 3 Baths, 2,630 sqft $169,000 $48

If your Lake Odessa, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lake Odessa:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $11,000
WATER DAMAGE $10,500
APPLIANCE RELATED WATER $13,000

Your Lake Odessa, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Carr Agency Inc, 115 w main st, Ionia, MI, 48846 616-527-1200
  • State Farm: Tal Gearhart, 825 s hanover st, Hastings, MI, 49058-2316 269-948-1284
  • Allstate: Chris Tyler, 180 kent st, Portland, MI, 48875 (517) 647-7000
  • Liberty Mutual Independent: Michael Kirgis/A Ins Assoc, 340 lovell st, Ionia, MI, 48846 (616) 527-1010
  • Farmers: Scott Bohnet, 400 s bridge st, Grand Ledge, MI, 48837 (517) 627-8047

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lake Odessa, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score <$25,000 More than 3 Pets at home, Smoker $100
Full Time Job Up to 499 Credit Score $75 to $100,000 3 Pets, Non-Smoker $360
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Smoker $470