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Given here are some important aspects of your Keweenaw County, Michigan Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Keweenaw County, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Keweenaw County, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Keweenaw County 2 Beds, 1 Bath, 1430 sqft $118,000 $30
Copper Harbor 3 Beds, 2 Baths, 2,320 sqft $210,000 $71
Eagle River 3 Beds, 1 Bath, 1,530 sqft $142,000 $35
Allouez 3 Beds, 2 Baths, 1,210 sqft $89,000 $39
Ahmeek 2 Beds, 1 Bath, 1,470 sqft $87,000 $50
Copper City 3 Beds, 1 Bath, 1,540 sqft $89,000 $25
Calumet charter 4 Beds, 3 Baths, 3,240 sqft $154,000 $68
Calumet 2 Beds, 1 Bath, 1,260 sqft $106,000 $32
Laurium 4 Beds, 3 Baths, 2,100 sqft $156,000 $57
Lake Linden 2 Beds, 1 Bath, 1,280 sqft $79,000 $24
Osceola 3 Beds, 1 Bath, 2,350 sqft $134,000 $35
Hubbell 3 Beds, 2 Baths, 2,200 sqft $143,000 $37
Eagle Harbor 2 Beds, 1 Bath, 1,700 sqft $83,000 $29
Torch Lake 2 Beds, 1 Bath, 1,170 sqft $105,000 $49
Dollar Bay 2 Beds, 1 Bath, 1,250 sqft $80,000 $19
Hancock 4 Beds, 3 Baths, 2,640 sqft $189,000 $66
Houghton 4 Beds, 3 Baths, 3,330 sqft $248,000 $80
South Range 4 Beds, 1 Bath, 2,200 sqft $205,000 $57
Adams 3 Beds, 2 Baths, 1,250 sqft $89,000 $56

If your Keweenaw County, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Keweenaw County:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $24,000
DAMAGE TO PROPERTY OF OTHERS $9,500
APPLIANCE RELATED WATER $12,500

Your Keweenaw County, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Kelly Jepsen, 1104 college ave, Houghton, MI, 49931-1308 906-482-1210
  • Allstate: Douglass Frank A, 324 shelden ave, Houghton, MI, 49931 (906) 482-2660
  • Farmers: Pete Wesa, 701 hancock st, Hancock, MI, 49930 (906) 482-3167
  • State Farm: Mike Lahti, 400 elevation st, Hancock, MI, 49930-1945 906-482-6305
  • State Farm: Dean Kangas, 200 5th st, Calumet, MI, 49913-1643 906-337-1704

Your Background Impacts Your Home Insurance Quotes

Here is a list of Keweenaw County, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $380
Retired Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $460
Part Time Job 800-850 Credit Score <$25,000 3 Pets, Smoker $30