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Given here are some important aspects of your Arm, MI Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Arm, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Arm, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Arm 2 Beds, 1 Bath, 1100 sqft $144,000 $35
Gaylord 4 Beds, 3 Baths, 2,800 sqft $253,000 $76
Nunda 4 Beds, 1 Bath, 2,830 sqft $219,000 $106
Corwith 3 Beds, 2 Baths, 2,230 sqft $120,000 $40
Grayling 4 Beds, 3 Baths, 2,340 sqft $252,000 $34
Wawatam 2 Beds, 1 Bath, 1,510 sqft $100,000 $40
Boyne Falls 3 Beds, 1 Bath, 1,820 sqft $167,000 $69
Blair 3 Beds, 2 Baths, 1,890 sqft $139,000 $74
Peninsula 2 Beds, 1 Bath, 980 sqft $72,000 $35
Tuscarora 2 Beds, 1 Bath, 1,470 sqft $114,000 $35
Helena 4 Beds, 2 Baths, 2,540 sqft $171,000 $65
Peaine 2 Beds, 1 Bath, 1,720 sqft $162,000 $71
Leland 2 Beds, 1 Bath, 1,600 sqft $104,000 $40
Platte 4 Beds, 1 Bath, 1,750 sqft $177,000 $59
Acme 2 Beds, 1 Bath, 1,080 sqft $81,000 $40
Grayling charter 2 Beds, 1 Bath, 1,280 sqft $137,000 $34
Petoskey 3 Beds, 1 Bath, 1,460 sqft $173,000 $32
Interlochen 3 Beds, 1 Bath, 1,670 sqft $134,000 $45
Allis 3 Beds, 1 Bath, 1,720 sqft $178,000 $44
Traverse City 4 Beds, 3 Baths, 2,040 sqft $207,000 $56
Mancelona 4 Beds, 3 Baths, 2,100 sqft $194,000 $41

If your Arm, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Arm:

Claim Typical Claim Amount
THEFT/BURGLARY $3,000
PHYSICAL DAMAGE $6,000
WATER DAMAGE $10,500

Your Arm, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Robb Burkee, 721 pleasant st, Petoskey, MI, 49770-2840 231-347-9811
  • Farmers: Cindy Alexander, 221 w mitchell st, Petoskey, MI, 49770 (231) 354-7326
  • Liberty Mutual Independent: Flinn Financial Inc, 1150 boyne ave, Boyne City, MI, 49712 (231) 582-6512
  • State Farm: Bill Gengle, 1301 bridge st, Charlevoix, MI, 49720-1607 231-547-6001
  • State Farm: Mark Patrick, 219 s lake, Boyne City, MI, 49712-0038 231-582-9542

Your Background Impacts Your Home Insurance Quotes

Here is a list of Arm, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income More than 3 Pets at home, Smoker $440
Freelancer 600-649 Credit Score >$150,000 2 Pets, Non-Smoker $380
Part Time Job 750-799 Credit Score <$25,000 No Pets, Smoker $130