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Munising, MI Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Munising, MI Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Munising, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Munising, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Munising 3 Beds, 1 Bath, 1210 sqft $132,000 $65
Inwood 2 Beds, 1 Bath, 1,680 sqft $125,000 $41
Forsyth 2 Beds, 1 Bath, 930 sqft $61,000 $33
Onota 2 Beds, 1 Bath, 930 sqft $85,000 $35
Grand Island 2 Beds, 1 Bath, 980 sqft $73,000 $19
Newberry 3 Beds, 1 Bath, 1,780 sqft $174,000 $48
Manistique 3 Beds, 1 Bath, 2,300 sqft $197,000 $75
Gwinn 3 Beds, 2 Baths, 2,200 sqft $204,000 $37
Doyle 2 Beds, 1 Bath, 1,500 sqft $121,000 $42
Ewing 2 Beds, 1 Bath, 1,450 sqft $167,000 $49
Marquette charter 2 Beds, 1 Bath, 1,020 sqft $64,000 $25
Marquette 2 Beds, 1 Bath, 990 sqft $100,000 $37
Masonville 3 Beds, 1 Bath, 2,110 sqft $124,000 $55
Sands 2 Beds, 1 Bath, 1,590 sqft $106,000 $45
Mueller 3 Beds, 1 Bath, 1,920 sqft $167,000 $74
Gladstone 2 Beds, 1 Bath, 1,630 sqft $180,000 $61
Seney 2 Beds, 1 Bath, 1,770 sqft $111,000 $40
Au Train 3 Beds, 1 Bath, 1,380 sqft $159,000 $42
Chocolay charter 3 Beds, 2 Baths, 2,250 sqft $151,000 $77
Munising 3 Beds, 1 Bath, 1,720 sqft $88,000 $31
Harvey 2 Beds, 1 Bath, 1,410 sqft $77,000 $34

If your Munising, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Munising:

Claim Typical Claim Amount
WIND $8,000
THEFT SCHEDULED PROPERTY $18,500
WATER DAMAGE $10,500

Your Munising, MI insurance agent (see examples below) can help with your claims.

  • Allstate: Joseph Schetter, 1440 w ridge st ste a, Marquette, MI, 49855 (906) 226-3535
  • State Farm: Marv Demilio, 712 chippewa sq ste 100, Marquette, MI, 49855-4825 906-228-4236
  • Farmers: Kevin Demarse, 900 w washington st, Marquette, MI, 49855 (906) 225-1161
  • Liberty Mutual Independent: Northern Underwriters Inc Dba Vast, 300 s front st, Marquette, MI, 49855 (906) 228-7500
  • State Farm: Kara Applekamp, 2582 us 41 w, Marquette, MI, 49855-2259 906-228-6645

Your Background Impacts Your Home Insurance Quotes

Here is a list of Munising, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score <$25,000 2 Pets, Smoker $80
Full Time Job 550-599 Credit Score $25 to 50,000 No Pets, Smoker $830
Freelancer 650-699 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $140