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Read amazing research on Plainfield, MI Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Plainfield, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Plainfield, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Plainfield 3 Beds, 2 Baths, 2400 sqft $96,000 $42
Nester 2 Beds, 1 Bath, 1,010 sqft $67,000 $20
Gibson 2 Beds, 1 Bath, 1,780 sqft $121,000 $40
Clement 2 Beds, 1 Bath, 950 sqft $51,000 $26
Secord 3 Beds, 2 Baths, 2,090 sqft $124,000 $34
Lost Lake Woods 3 Beds, 1 Bath, 1,970 sqft $102,000 $44
Elmer 2 Beds, 1 Bath, 1,500 sqft $86,000 $38
Mentor 2 Beds, 1 Bath, 940 sqft $56,000 $23
Skidway Lake 2 Beds, 1 Bath, 1,230 sqft $112,000 $37
Oscoda charter 3 Beds, 2 Baths, 1,620 sqft $90,000 $33
Pigeon 2 Beds, 1 Bath, 1,750 sqft $141,000 $57
Hubbard Lake 3 Beds, 2 Baths, 1,680 sqft $80,000 $35
Clayton 2 Beds, 1 Bath, 1,340 sqft $68,000 $28
Sterling 2 Beds, 1 Bath, 1,700 sqft $111,000 $52
Pointe Aux Barques 2 Beds, 1 Bath, 1,460 sqft $111,000 $39
Curtis 3 Beds, 2 Baths, 2,350 sqft $112,000 $56
Wilber 2 Beds, 1 Bath, 1,530 sqft $106,000 $50
Lovells 2 Beds, 1 Bath, 1,480 sqft $92,000 $37
Standish 3 Beds, 1 Bath, 1,500 sqft $121,000 $29
West Branch 2 Beds, 1 Bath, 1,420 sqft $78,000 $23
Winsor 2 Beds, 1 Bath, 1,120 sqft $107,000 $20

If your Plainfield, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Plainfield:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $10,000
THEFT SCHEDULED PROPERTY $18,500
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000

Your Plainfield, MI insurance agent (see examples below) can help with your claims.

  • State Farm: Christi Neubecker, 305 bennett st, Rose City, MI, 48654-9587 989-685-3935
  • Allstate: Tawas Bay Agency, 108 w state st, East Tawas, MI, 48730 (989) 362-3409
  • Farmers: David Dickman, 432 w lake st, Tawas City, MI, 48763 (989) 362-1041

Your Background Impacts Your Home Insurance Quotes

Here is a list of Plainfield, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $100 to $150,000 No Pets, Smoker $120
Retired Up to 499 Credit Score <$25,000 2 Pets, Smoker $30
Unemployed 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $200