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Check out some must see numbers behind your Decatur, MI Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Decatur, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Decatur, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Decatur 2 Beds, 1 Bath, 1710 sqft $115,000 $46
Barry 3 Beds, 2 Baths, 1,600 sqft $151,000 $52
York, IN 2 Beds, 1 Bath, 1,650 sqft $93,000 $61
Holland charter 3 Beds, 1 Bath, 1,870 sqft $159,000 $46
Berrien Springs 2 Beds, 1 Bath, 940 sqft $65,000 $24
Portage 4 Beds, 2 Baths, 2,570 sqft $143,000 $63
Middleville 3 Beds, 1 Bath, 1,610 sqft $66,000 $40
Douglas 4 Beds, 1 Bath, 1,770 sqft $118,000 $33
Buchanan 3 Beds, 1 Bath, 2,370 sqft $180,000 $45
St. Joseph charter 4 Beds, 2 Baths, 2,580 sqft $142,000 $61
Arlington 4 Beds, 3 Baths, 2,520 sqft $223,000 $59
Bethel 4 Beds, 1 Bath, 2,580 sqft $164,000 $55
Texas charter 2 Beds, 1 Bath, 1,260 sqft $54,000 $30
Gilead 4 Beds, 2 Baths, 1,730 sqft $165,000 $56
Osolo, IN 3 Beds, 1 Bath, 1,260 sqft $88,000 $29
Granger, IN 2 Beds, 1 Bath, 1,160 sqft $54,000 $23
Trowbridge 3 Beds, 1 Bath, 1,920 sqft $104,000 $59
Covert 4 Beds, 2 Baths, 3,360 sqft $248,000 $47
Kalamazoo charter 3 Beds, 1 Bath, 1,730 sqft $122,000 $38
Overisel 3 Beds, 2 Baths, 2,340 sqft $124,000 $47
Sherman 4 Beds, 3 Baths, 2,220 sqft $124,000 $34

If your Decatur, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Decatur:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,000
DAMAGE TO PROPERTY OF OTHERS $10,000
THEFT SCHEDULED PROPERTY $18,500

Your Decatur, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Thomas Chambers, 8312 portage rd, Portage, MI, 49002 (269) 323-2479
  • Travelers: Newell Agcy, 123 south phelps st, Decatur, MI, 49045 269-423-3111
  • Liberty Mutual Independent: Whitaker-Lachance, 2176 e centre ave, Portage, MI, 49002 (269) 324-7700
  • Liberty Mutual: Jacob Tardani, 7894 oakland drive, Portage, MI, 49024 1-269-327-2006
  • State Farm: Andy Poulsen, 2375 e centre ave, Portage, MI, 49002-4422 269-324-0416

Your Background Impacts Your Home Insurance Quotes

Here is a list of Decatur, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $370
Full Time Job 600-649 Credit Score $100 to $150,000 1 Pet, Non-Smoker $140
Unemployed 750-799 Credit Score <$25,000 No Pets, Non-Smoker $470