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Check out some must see numbers behind your Cedar Springs, MI Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Cedar Springs, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cedar Springs, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cedar Springs 4 Beds, 3 Baths, 3060 sqft $177,000 $43
Campbell 2 Beds, 1 Bath, 1,730 sqft $114,000 $38
Lyons 3 Beds, 2 Baths, 1,790 sqft $118,000 $42
Roxand 2 Beds, 1 Bath, 1,220 sqft $66,000 $20
Roosevelt Park 3 Beds, 2 Baths, 2,120 sqft $169,000 $67
Cannon 3 Beds, 2 Baths, 1,920 sqft $131,000 $41
Alma 4 Beds, 1 Bath, 3,340 sqft $159,000 $74
Fruitport charter 3 Beds, 1 Bath, 2,220 sqft $136,000 $54
Laketon 3 Beds, 2 Baths, 2,030 sqft $185,000 $50
Brooks 4 Beds, 1 Bath, 2,730 sqft $140,000 $76
Eagle 2 Beds, 1 Bath, 1,560 sqft $88,000 $29
Newaygo 2 Beds, 1 Bath, 1,030 sqft $61,000 $17
Greenville 3 Beds, 1 Bath, 1,540 sqft $109,000 $39
Union charter 2 Beds, 1 Bath, 1,300 sqft $80,000 $20
Mecosta 3 Beds, 1 Bath, 1,650 sqft $133,000 $28
Bushnell 2 Beds, 1 Bath, 1,450 sqft $66,000 $31
Pine River 3 Beds, 1 Bath, 1,220 sqft $56,000 $21
Norton Shores 2 Beds, 1 Bath, 1,790 sqft $105,000 $30
Zeeland charter 2 Beds, 1 Bath, 1,040 sqft $57,000 $27
Isabella 3 Beds, 2 Baths, 1,460 sqft $61,000 $21
Allendale charter 4 Beds, 3 Baths, 3,010 sqft $167,000 $82

If your Cedar Springs, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cedar Springs:

Claim Typical Claim Amount
FIRE $33,500
APPLIANCE RELATED WATER $16,500
THEFT/BURGLARY $3,000

Your Cedar Springs, MI insurance agent (see examples below) can help with your claims.

  • Liberty Mutual Independent: Coldbrook Insurance Group, 45 coldbrook street nw grand rapids, Grand Rapids, MI, 49503
  • Travelers: Downing & Gayle Insurance Services Inc, 625 kenmoor ave se ste 200, Grand Rapids, MI, 49546 616-233-4111
  • Farmers: Ryan Baker, 3514 plainfield ave ne, Grand Rapids, MI, 49525 (616) 258-7819
  • Liberty Mutual: Brent Wilfong, 4362 cascade dr. se suite 110, Grand Rapids, MI, 49546 1-616-455-1700
  • State Farm: Chris Lerchen, 630 s state st ste c, Sparta, MI, 49345-1558 616-887-4933

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cedar Springs, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $60
Unemployed 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $360
Freelancer 650-699 Credit Score $100 to $150,000 2 Pets, Non-Smoker $220