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Check out some must see numbers behind your Geneva, MI Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Geneva, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Geneva, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Geneva 4 Beds, 3 Baths, 2170 sqft $99,000 $44
Constantine 3 Beds, 2 Baths, 1,730 sqft $124,000 $38
Eau Claire 3 Beds, 1 Bath, 2,130 sqft $145,000 $64
Lincoln charter 3 Beds, 2 Baths, 2,310 sqft $126,000 $42
Bedford charter 4 Beds, 3 Baths, 2,000 sqft $118,000 $35
Lawton 3 Beds, 1 Bath, 1,630 sqft $131,000 $54
Allendale charter 2 Beds, 1 Bath, 1,440 sqft $132,000 $36
Yankee Springs 4 Beds, 2 Baths, 2,030 sqft $119,000 $46
Ferrysburg 4 Beds, 2 Baths, 2,220 sqft $179,000 $60
Porter 4 Beds, 1 Bath, 2,700 sqft $138,000 $67
Ontwa 2 Beds, 1 Bath, 1,760 sqft $79,000 $37
Antwerp 3 Beds, 1 Bath, 1,800 sqft $108,000 $55
Prairie Ronde 3 Beds, 2 Baths, 1,890 sqft $126,000 $42
Johnstown 4 Beds, 2 Baths, 1,710 sqft $150,000 $49
Douglas 4 Beds, 3 Baths, 3,310 sqft $326,000 $59
Robinson 3 Beds, 1 Bath, 2,160 sqft $151,000 $42
Edwardsburg 3 Beds, 2 Baths, 2,150 sqft $131,000 $38
Hastings 2 Beds, 1 Bath, 1,780 sqft $80,000 $46
Galien 3 Beds, 1 Bath, 2,060 sqft $104,000 $57
Zeeland 3 Beds, 2 Baths, 1,910 sqft $145,000 $37
Haven charter 3 Beds, 2 Baths, 1,460 sqft $123,000 $46

If your Geneva, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Geneva:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $16,500
WATER DAMAGE $10,500
FIRE $33,500

Your Geneva, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Bartz-Rumery Agency Inc, 110 locust st, Allegan, MI, 49010 269-673-5478
  • State Farm: Sharon Yoder, 7618 red arrow hwy, Watervliet, MI, 49098-9396 269-463-5249
  • Allstate: Brent Mcnitt, 822 e michigan ave, Paw Paw, MI, 49079 (269) 657-2584
  • Liberty Mutual Independent: Whelan & Company, 315 s kalamazoo st, Paw Paw, MI, 49079 (269) 657-7064
  • State Farm: Andrew Heidenreich, 201 center st, Douglas, MI, 49406-5132 269-857-2131

Your Background Impacts Your Home Insurance Quotes

Here is a list of Geneva, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score <$25,000 1 Pet, Smoker $50
Freelancer Up to 499 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $180
Unemployed 550-599 Credit Score No Income 3 Pets, Smoker $220