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The issues listed mainly affect Fayette, MI Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Fayette, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Fayette, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Fayette 3 Beds, 2 Baths, 2300 sqft $141,000 $62
Norvell 3 Beds, 2 Baths, 1,870 sqft $147,000 $75
Summerfield 4 Beds, 2 Baths, 1,630 sqft $154,000 $48
Wakeshma 3 Beds, 1 Bath, 1,450 sqft $156,000 $54
Spring Arbor 2 Beds, 1 Bath, 1,560 sqft $106,000 $61
Wauseon, OH 2 Beds, 1 Bath, 1,200 sqft $77,000 $20
Litchfield 2 Beds, 1 Bath, 1,220 sqft $117,000 $24
Liberty 3 Beds, 1 Bath, 1,500 sqft $136,000 $22
Bloomfield, IN 2 Beds, 1 Bath, 1,230 sqft $96,000 $44
North Adams 3 Beds, 1 Bath, 1,310 sqft $121,000 $52
Brownlee Park 4 Beds, 3 Baths, 2,250 sqft $216,000 $60
Ridgeville Corners, OH 4 Beds, 1 Bath, 1,700 sqft $159,000 $49
Butler 4 Beds, 1 Bath, 2,370 sqft $123,000 $87
Delhi charter 2 Beds, 1 Bath, 1,140 sqft $110,000 $29
Charlotte 2 Beds, 1 Bath, 1,420 sqft $92,000 $32
Leonidas 4 Beds, 1 Bath, 2,150 sqft $174,000 $51
Hillsdale 2 Beds, 1 Bath, 1,040 sqft $89,000 $33
Alvordton, OH 4 Beds, 2 Baths, 3,000 sqft $256,000 $90
Marshall 2 Beds, 1 Bath, 1,740 sqft $171,000 $46
Algansee 4 Beds, 3 Baths, 2,740 sqft $116,000 $43
Wheatfield 4 Beds, 3 Baths, 2,010 sqft $177,000 $57

If your Fayette, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Fayette:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $10,000
FREEZING WATER (INCLUDES BURSTING PIPES) $9,000
APPLIANCE RELATED WATER $16,500

Your Fayette, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Preferred Insurance Services Of Jackson Inc, 900 horton rd, Jackson, MI, 49203
  • State Farm: John Fulmer, 55 w chicago st, Coldwater, MI, 49036-1616 517-279-8071
  • Allstate: Brian Hodson, 403 marshall st, Coldwater, MI, 49036 (517) 278-2236
  • Liberty Mutual Independent: Denbrock Insurance Agency, 455 w chicago st ste b, Coldwater, MI, 49036 (517) 227-5871
  • Farmers: Chuck Newton, 203 s main st, Reading, MI, 49274 (517) 283-1510

Your Background Impacts Your Home Insurance Quotes

Here is a list of Fayette, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score $50 to $75,000 3 Pets, Non-Smoker $720
Part Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $320
Freelancer 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $430