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Read amazing research on Kalkaska, MI Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Kalkaska, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kalkaska, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kalkaska 3 Beds, 2 Baths, 1370 sqft $94,000 $22
Eveline 2 Beds, 1 Bath, 1,590 sqft $75,000 $31
Lyon 3 Beds, 2 Baths, 2,310 sqft $132,000 $38
Garfield charter 3 Beds, 1 Bath, 1,250 sqft $61,000 $20
Elk Rapids 2 Beds, 1 Bath, 1,550 sqft $105,000 $36
Riverside 3 Beds, 2 Baths, 2,100 sqft $162,000 $53
Elmira 3 Beds, 1 Bath, 1,450 sqft $91,000 $42
Banks 3 Beds, 1 Bath, 1,850 sqft $110,000 $25
Chestonia 3 Beds, 1 Bath, 1,990 sqft $174,000 $59
Pioneer 2 Beds, 1 Bath, 1,350 sqft $116,000 $38
Crystal Lake 2 Beds, 1 Bath, 970 sqft $55,000 $15
Northport 2 Beds, 1 Bath, 1,520 sqft $87,000 $37
Wexford 3 Beds, 1 Bath, 2,230 sqft $159,000 $48
Lovells 3 Beds, 1 Bath, 1,710 sqft $110,000 $36
Green Lake 3 Beds, 1 Bath, 1,830 sqft $89,000 $35
Brethren 3 Beds, 1 Bath, 2,120 sqft $151,000 $50
Glen Arbor 3 Beds, 1 Bath, 1,500 sqft $81,000 $39
Hardwood Acres 3 Beds, 2 Baths, 2,090 sqft $127,000 $38
Caldwell 3 Beds, 1 Bath, 1,510 sqft $103,000 $37
Antioch 3 Beds, 2 Baths, 1,970 sqft $110,000 $53
Rose Lake 3 Beds, 1 Bath, 1,600 sqft $97,000 $32

If your Kalkaska, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kalkaska:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,000
DAMAGE TO PROPERTY OF OTHERS $10,000
THEFT SCHEDULED PROPERTY $18,500

Your Kalkaska, MI insurance agent (see examples below) can help with your claims.

  • Farmers: Marcus Hudson, 1603 barlow st, Traverse City, MI, 49686 (231) 922-5001
  • Travelers: Mcnish Agency Inc, 735 s garfield ave ste 120, Traverse City, MI, 49686 231-947-9050
  • State Farm: Mark Riedy, 4494 s m 88 hwy, Bellaire, MI, 49615-9700 231-533-8688
  • Allstate: John Weber, 2301 garfield rd n, Traverse City, MI, 49686 (231) 946-1484
  • Liberty Mutual Independent: Peterson Mcgregor & Associates, 1368 business park dr, Traverse City, MI, 49686 (231) 922-7220

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kalkaska, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $140
Unemployed 650-699 Credit Score No Income 3 Pets, Smoker $160
Part Time Job 700-749 Credit Score <$25,000 No Pets, Non-Smoker $620