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The issues listed mainly affect Wixom, Michigan Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Wixom, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Wixom, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Wixom 4 Beds, 1 Bath, 3010 sqft $353,000 $78
Tyrone 4 Beds, 3 Baths, 3,030 sqft $241,000 $128
Deerfield 2 Beds, 1 Bath, 1,760 sqft $133,000 $49
Roseville 4 Beds, 3 Baths, 2,440 sqft $254,000 $108
Grosse Pointe 3 Beds, 1 Bath, 1,480 sqft $193,000 $59
Cambridge 2 Beds, 1 Bath, 1,490 sqft $156,000 $56
Fenton charter 4 Beds, 3 Baths, 2,210 sqft $166,000 $75
New Haven 2 Beds, 1 Bath, 1,460 sqft $153,000 $85
Village of Clarkston 3 Beds, 1 Bath, 1,870 sqft $162,000 $66
Vevay 2 Beds, 1 Bath, 1,130 sqft $164,000 $53
Marathon 2 Beds, 1 Bath, 1,060 sqft $125,000 $24
Iosco 2 Beds, 1 Bath, 1,490 sqft $209,000 $59
Hamtramck 3 Beds, 1 Bath, 2,400 sqft $217,000 $88
Wolverine Lake 4 Beds, 1 Bath, 2,150 sqft $317,000 $100
Oceola 2 Beds, 1 Bath, 1,190 sqft $110,000 $33
South Rockwood 4 Beds, 1 Bath, 2,700 sqft $405,000 $122
Melvindale 2 Beds, 1 Bath, 1,490 sqft $214,000 $65
Clayton charter 3 Beds, 2 Baths, 1,600 sqft $194,000 $75
Alaiedon 4 Beds, 2 Baths, 1,900 sqft $253,000 $57
Goodland 4 Beds, 1 Bath, 2,690 sqft $214,000 $134
York charter 4 Beds, 1 Bath, 2,630 sqft $246,000 $93

If your Wixom, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Wixom:

Claim Typical Claim Amount
DAMAGE TO PROPERTY OF OTHERS $9,500
WATER DAMAGE $11,500
PHYSICAL DAMAGE $5,500

Your Wixom, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Raymond Jahn Agency Inc, 39 oakdale blvd, Pleasant Ridge, MI, 48069-1033 (248) 547-8930
  • Liberty Mutual Independent: Insurance Providers Of Michigan Inc, 5600 w maple rd ste c-314, W Bloomfield, MI, 48322 248-325-9469
  • Travelers: Walter J Svenkesen Insurance Agency Inc, 4209 sashabaw rd, Waterford, MI, 48329 248-674-2271
  • Farmers: Irfan Haddad, 24350 w warren st, Dearborn Heights, MI, 48127 (313) 359-6666
  • Liberty Mutual: Aaron Blakemore, 34405 w. 12 mile rd suite 130, Farmington Hills, MI, 48331 1-248-489-4291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Wixom, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 700-749 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $380
Part Time Job 550-599 Credit Score <$25,000 1 Pet, Smoker $450
Freelancer 800-850 Credit Score $100 to $150,000 2 Pets, Non-Smoker $360