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Gain useful knowledge on Ionia, Michigan Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Ionia, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ionia, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ionia 2 Beds, 1 Bath, 1370 sqft $114,000 $46
Union charter 4 Beds, 2 Baths, 2,920 sqft $126,000 $56
Lake Odessa 3 Beds, 2 Baths, 1,280 sqft $73,000 $23
Windsor charter 4 Beds, 1 Bath, 2,270 sqft $135,000 $40
Lansing charter 3 Beds, 1 Bath, 1,430 sqft $88,000 $49
Dansville 3 Beds, 1 Bath, 2,400 sqft $149,000 $36
Castleton 2 Beds, 1 Bath, 1,080 sqft $59,000 $23
Woodhull 3 Beds, 1 Bath, 1,520 sqft $127,000 $30
Okemos 2 Beds, 1 Bath, 1,380 sqft $70,000 $35
Vergennes 4 Beds, 3 Baths, 1,610 sqft $80,000 $28
Duplain 3 Beds, 1 Bath, 1,650 sqft $117,000 $50
Cedar Springs 2 Beds, 1 Bath, 1,260 sqft $95,000 $42
DeWitt charter 2 Beds, 1 Bath, 1,500 sqft $93,000 $35
Oneida charter 2 Beds, 1 Bath, 1,230 sqft $79,000 $42
Pierson 2 Beds, 1 Bath, 1,010 sqft $99,000 $26
North Shade 4 Beds, 3 Baths, 2,100 sqft $173,000 $65
Grand Rapids charter 4 Beds, 3 Baths, 1,660 sqft $103,000 $36
Millbrook 4 Beds, 1 Bath, 2,800 sqft $167,000 $59
Gun Plain 3 Beds, 1 Bath, 1,580 sqft $112,000 $38
Roxand 4 Beds, 1 Bath, 1,680 sqft $92,000 $38
Easton 4 Beds, 2 Baths, 2,070 sqft $137,000 $55

If your Ionia, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ionia:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $24,000
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
APPLIANCE RELATED WATER $12,500

Your Ionia, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Carr Agency Inc, 115 w main st, Ionia, MI, 48846 Phone: 616-527-1200
  • State Farm: Michael Culp, 912 e grand river ave ste 2, Portland, MI, 48875-1682 517-647-6265
  • Allstate: Fred Haight Ins, 219 superior po box 248, Muir, MI, 48860 (989) 855-3341
  • Liberty Mutual Independent: Choice One Insurance Group Inc, 303 w main st, Carson City, MI, 48811 (989) 584-3117
  • Liberty Mutual Independent: Melton Ins Services Inc., 1300 w state st ste c, Belding, MI, 48809 (616) 794-0620

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ionia, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 700-749 Credit Score <$25,000 No Pets, Smoker $390
Retired 500-549 Credit Score $25 to 50,000 2 Pets, Smoker $500
Unemployed 650-699 Credit Score No Income More than 3 Pets at home, Smoker $160