This startling study about Lake County, Michigan Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.
Here is a list of replacement costs & home insurance for Lake County, MI & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Lake County | 3 Beds, 1 Bath, 1630 sqft | $77,000 | $40 |
| Everett | 3 Beds, 2 Baths, 2,160 sqft | $117,000 | $79 |
| Pentwater | 2 Beds, 1 Bath, 1,780 sqft | $132,000 | $40 |
| Harrietta | 3 Beds, 1 Bath, 1,570 sqft | $88,000 | $22 |
| Rothbury | 3 Beds, 1 Bath, 2,070 sqft | $122,000 | $32 |
| Pinora | 2 Beds, 1 Bath, 920 sqft | $63,000 | $20 |
| Grant | 2 Beds, 1 Bath, 1,330 sqft | $66,000 | $39 |
| Ludington | 3 Beds, 2 Baths, 1,200 sqft | $82,000 | $32 |
| Springdale | 2 Beds, 1 Bath, 1,700 sqft | $73,000 | $45 |
| Fife Lake | 2 Beds, 1 Bath, 1,020 sqft | $42,000 | $24 |
| Hart | 3 Beds, 2 Baths, 2,070 sqft | $117,000 | $47 |
| Butterfield | 2 Beds, 1 Bath, 1,540 sqft | $134,000 | $41 |
| White River | 3 Beds, 2 Baths, 2,360 sqft | $143,000 | $57 |
| Rose Lake | 3 Beds, 2 Baths, 1,950 sqft | $138,000 | $45 |
| Otto | 3 Beds, 2 Baths, 2,020 sqft | $161,000 | $45 |
| Holton | 2 Beds, 1 Bath, 1,270 sqft | $78,000 | $33 |
| Filer City | 3 Beds, 2 Baths, 1,210 sqft | $78,000 | $27 |
| Cherry Valley | 2 Beds, 1 Bath, 1,060 sqft | $93,000 | $35 |
| Newkirk | 3 Beds, 2 Baths, 1,750 sqft | $79,000 | $37 |
| Caberfae | 2 Beds, 1 Bath, 1,050 sqft | $52,000 | $28 |
| Lake | 2 Beds, 1 Bath, 1,130 sqft | $81,000 | $27 |
Here are some typical claims filed in Lake County:
| Claim | Typical Claim Amount |
|---|---|
| THEFT SCHEDULED PROPERTY | $24,000 |
| FREEZING WATER (INCLUDES BURSTING PIPES) | $12,000 |
| DAMAGE TO PROPERTY OF OTHERS | $9,500 |
Your Lake County, MI insurance agent (see examples below) can help with your claims.
Here is a list of Lake County, MI homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Part Time Job | 500-549 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $130 |
| Retired | 600-649 Credit Score | $25 to 50,000 | 1 Pet, Smoker | $200 |
| Freelancer | 800-850 Credit Score | >$150,000 | No Pets, Non-Smoker | $100 |