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This startling study about Highland Park, Michigan Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Highland Park, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Highland Park, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Highland Park 2 Beds, 1 Bath, 1150 sqft $48,000 $16
South Rockwood 4 Beds, 2 Baths, 3,100 sqft $119,000 $67
Chelsea 4 Beds, 3 Baths, 1,630 sqft $87,000 $38
Pleasant Ridge 3 Beds, 2 Baths, 1,800 sqft $63,000 $35
New Baltimore 2 Beds, 1 Bath, 1,180 sqft $51,000 $21
Mount Clemens 4 Beds, 1 Bath, 1,950 sqft $68,000 $29
Columbus 4 Beds, 1 Bath, 2,970 sqft $160,000 $45
Whitmore Lake 4 Beds, 1 Bath, 2,260 sqft $122,000 $31
Taylor 3 Beds, 2 Baths, 1,870 sqft $111,000 $40
Salem 3 Beds, 1 Bath, 2,360 sqft $89,000 $55
Saline 4 Beds, 2 Baths, 3,270 sqft $161,000 $54
Belleville 3 Beds, 1 Bath, 1,690 sqft $74,000 $36
Brandon charter 4 Beds, 1 Bath, 2,840 sqft $165,000 $52
Lincoln Park 2 Beds, 1 Bath, 1,100 sqft $42,000 $12
Argentine 3 Beds, 2 Baths, 1,800 sqft $82,000 $33
Richmond 3 Beds, 1 Bath, 1,530 sqft $63,000 $33
Britton 4 Beds, 2 Baths, 2,170 sqft $78,000 $54
Oregon 3 Beds, 2 Baths, 1,790 sqft $97,000 $39
Elba 4 Beds, 3 Baths, 2,350 sqft $117,000 $26
Madison Heights 2 Beds, 1 Bath, 1,390 sqft $59,000 $14
Goodland 3 Beds, 1 Bath, 1,880 sqft $92,000 $21

If your Highland Park, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Highland Park:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000
APPLIANCE RELATED WATER $12,500

Your Highland Park, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Olmstead Insurance Agency Inc, 2 crocker blvd ste 302, Mt Clemens, MI, 48043-2528 (586) 465-3473
  • Liberty Mutual Independent: Goodman Venegas Ins Agy Inc, 2800 livernois 2800 livernois, Troy, MI, 48083
  • Travelers: United Commercial Travelers, 4 parklane blvd suite 414, Dearborn, MI, 48126 Phone: 866-795-6128
  • Farmers: Maryann Eickmann, 33180 groesbeck hwy, Fraser, MI, 48026 (586) 294-4760
  • Liberty Mutual: Aaron Blakemore, 34405 w. 12 mile rd suite 130, Farmington Hills, MI, 48331 1-248-489-4291

Your Background Impacts Your Home Insurance Quotes

Here is a list of Highland Park, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score <$25,000 3 Pets, Smoker $40
Unemployed 600-649 Credit Score No Income 2 Pets, Smoker $130
Retired Up to 499 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $50