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Check out some must see numbers behind your Bruce, Michigan Home Insurance Rates to get cheap quotes from top insurance firms.

Replacement Value of your home in Bruce, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bruce, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bruce 2 Beds, 1 Bath, 1370 sqft $196,000 $75
Davison 4 Beds, 2 Baths, 1,630 sqft $194,000 $79
Capac 2 Beds, 1 Bath, 1,460 sqft $218,000 $67
Swartz Creek 2 Beds, 1 Bath, 1,450 sqft $176,000 $45
Troy 3 Beds, 2 Baths, 1,420 sqft $135,000 $52
Clawson 3 Beds, 1 Bath, 1,680 sqft $226,000 $38
Mundy 2 Beds, 1 Bath, 1,520 sqft $175,000 $110
White Lake charter 4 Beds, 2 Baths, 2,300 sqft $293,000 $62
Flint 2 Beds, 1 Bath, 930 sqft $76,000 $37
Durand 4 Beds, 2 Baths, 1,790 sqft $242,000 $52
Canton charter 3 Beds, 2 Baths, 1,890 sqft $184,000 $91
Sylvan Lake 2 Beds, 1 Bath, 1,060 sqft $154,000 $37
Lathrup Village 3 Beds, 2 Baths, 1,450 sqft $170,000 $61
Hazel Park 2 Beds, 1 Bath, 1,030 sqft $87,000 $46
Kimball 4 Beds, 3 Baths, 2,670 sqft $206,000 $115
Rose 3 Beds, 2 Baths, 1,690 sqft $136,000 $53
Berkley 3 Beds, 2 Baths, 1,240 sqft $154,000 $41
Watertown 3 Beds, 1 Bath, 2,370 sqft $203,000 $70
Algonac 2 Beds, 1 Bath, 1,280 sqft $112,000 $51
Forest 4 Beds, 1 Bath, 2,090 sqft $251,000 $84
Brandon charter 2 Beds, 1 Bath, 1,030 sqft $158,000 $42

If your Bruce, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bruce:

Claim Typical Claim Amount
WATER DAMAGE $11,500
PHYSICAL DAMAGE $5,500
WIND $7,000

Your Bruce, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Jeffrey J Lovett Agency Inc, 8920 petz lake ct, Imlay City, MI, 48444 (810) 724-7402
  • Liberty Mutual Independent: Sterling Insurance Group Inc., 13900 lakeside circle sterling heights, Sterling Heights, MI, 48313 (586) 323-5700
  • Travelers: Lakeside Agency Inc, 43200 garfield road, Clinton Township, MI, 48038 586-286-5000
  • Farmers: Ronald Adams Csp, 71 walnut blvd ste 206, Rochester, MI, 48307 (248) 453-5399
  • Liberty Mutual: Capri Brouckaert, 14460 lakeside circle suite 110, Sterling Heights, MI, 48313 1-586-532-7298

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bruce, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 More than 3 Pets at home, Smoker $530
Freelancer 750-799 Credit Score >$150,000 2 Pets, Smoker $1,060
Unemployed 550-599 Credit Score No Income 3 Pets, Smoker $1,290