ogmer

Given here are some important aspects of your Hastings, Michigan Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Hastings, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Hastings, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Hastings 2 Beds, 1 Bath, 1610 sqft $135,000 $56
Wayland 2 Beds, 1 Bath, 1,540 sqft $117,000 $33
Parma 3 Beds, 1 Bath, 1,380 sqft $90,000 $18
Grattan 2 Beds, 1 Bath, 1,580 sqft $148,000 $55
Williamstown 2 Beds, 1 Bath, 1,020 sqft $52,000 $24
Oneida charter 3 Beds, 2 Baths, 2,050 sqft $108,000 $35
Allendale charter 2 Beds, 1 Bath, 1,040 sqft $87,000 $35
Caledonia 3 Beds, 1 Bath, 2,070 sqft $132,000 $47
Alpine 3 Beds, 1 Bath, 1,220 sqft $107,000 $39
Alaiedon 2 Beds, 1 Bath, 1,580 sqft $170,000 $49
Leonidas 2 Beds, 1 Bath, 1,130 sqft $74,000 $16
Fennville 3 Beds, 1 Bath, 1,880 sqft $104,000 $56
Fillmore 2 Beds, 1 Bath, 1,010 sqft $93,000 $28
Mason 2 Beds, 1 Bath, 1,090 sqft $94,000 $33
Charleston 2 Beds, 1 Bath, 1,690 sqft $114,000 $34
Douglas 3 Beds, 2 Baths, 2,170 sqft $144,000 $50
Kentwood 3 Beds, 1 Bath, 1,940 sqft $134,000 $49
Manlius 2 Beds, 1 Bath, 1,240 sqft $96,000 $31
Otisco 2 Beds, 1 Bath, 1,530 sqft $88,000 $37
Maple Valley 3 Beds, 2 Baths, 1,410 sqft $121,000 $29
Evergreen 3 Beds, 2 Baths, 1,550 sqft $150,000 $53

If your Hastings, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Hastings:

Claim Typical Claim Amount
PHYSICAL DAMAGE $5,500
APPLIANCE RELATED WATER $12,500
FREEZING WATER (INCLUDES BURSTING PIPES) $12,000

Your Hastings, MI insurance agent (see examples below) can help with your claims.

  • Travelers: Acrisure Llc, 5664 prarie creek dr se , Caledonia, MI, 49316
  • State Farm: Kevin Hodel, 861 s main st, Wayland, MI, 49348-1322 269-792-6226
  • Allstate: John Kozlowski, 8980 n rodgers ct se ste f, Caledonia, MI, 49316 (616) 588-5700
  • Liberty Mutual Independent: Acrisure Llc Dba The Campbell Group, 5664 prairie creek dr se, Caledonia, MI, 49316 (616) 541-1500
  • Farmers: Julia Galey, 5659 n kraft lk se, Caledonia, MI, 49316 (616) 452-3288

Your Background Impacts Your Home Insurance Quotes

Here is a list of Hastings, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 3 Pets, Smoker $80
Full Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $110
Freelancer 550-599 Credit Score >$150,000 1 Pet, Smoker $420