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Clayton Charter, MI Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Clayton Charter, Michigan Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Clayton charter, MI is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Clayton charter, MI & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Clayton charter 3 Beds, 1 Bath, 1770 sqft $175,000 $40
Groveland 4 Beds, 1 Bath, 2,150 sqft $180,000 $58
Wixom 3 Beds, 1 Bath, 1,290 sqft $123,000 $39
Frankenlust 3 Beds, 1 Bath, 1,320 sqft $78,000 $32
Taymouth 3 Beds, 1 Bath, 1,540 sqft $147,000 $34
Koylton 3 Beds, 1 Bath, 1,700 sqft $103,000 $38
Chelsea 2 Beds, 1 Bath, 1,630 sqft $108,000 $38
Novi 4 Beds, 1 Bath, 3,320 sqft $178,000 $49
Chesaning 2 Beds, 1 Bath, 1,600 sqft $104,000 $37
Conway 3 Beds, 1 Bath, 2,130 sqft $185,000 $39
Tittabawassee 2 Beds, 1 Bath, 1,220 sqft $130,000 $36
Holt 3 Beds, 2 Baths, 1,740 sqft $147,000 $35
Gaines 2 Beds, 1 Bath, 1,400 sqft $94,000 $43
Dryden 3 Beds, 2 Baths, 1,500 sqft $131,000 $49
Freeland 4 Beds, 1 Bath, 2,480 sqft $193,000 $73
Dallas 2 Beds, 1 Bath, 1,240 sqft $72,000 $45
Rochester 3 Beds, 1 Bath, 1,980 sqft $205,000 $40
Jonesfield 3 Beds, 1 Bath, 2,200 sqft $166,000 $45
Mayville 3 Beds, 1 Bath, 1,240 sqft $117,000 $37
Lapeer 4 Beds, 1 Bath, 1,890 sqft $167,000 $58
Carrollton 4 Beds, 3 Baths, 1,720 sqft $140,000 $57

If your Clayton charter, MI home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Clayton charter:

Claim Typical Claim Amount
THEFT SCHEDULED PROPERTY $24,000
WATER DAMAGE $11,500
DAMAGE TO PROPERTY OF OTHERS $9,500

Your Clayton charter, MI insurance agent (see examples below) can help with your claims.

  • Nationwide: Nationwide Sales Solutions Inc, 5422 s saginaw rd, Flint, MI, 48507 (989) 607-1327
  • Farmers: Phillip Messman, 220 w main st ste a, Owosso, MI, 48867 (989) 729-7301
  • Travelers: Al Bourdeau Insurance Agency, 3835 davison rd flint, City Of Burton, MI, 48506
  • Liberty Mutual Independent: Peabody Insurance Agency Inc, 2065 n alloy 2065 n alloy, Fenton, MI, 48430
  • State Farm: Susan Hartley, 3101 n linden rd, Flint, MI, 48504-5737 810-732-8111

Your Background Impacts Your Home Insurance Quotes

Here is a list of Clayton charter, MI homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score >$150,000 3 Pets, Smoker $40
Part Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $300
Retired 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $620